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Skip the stress of building and move right into this beautifully crafted 2024, 3-bedroom, 2-bath home located in the peaceful rural community of Tropical Gulf Acres. Designed with both comfort and functionality in mind, this home features an open-concept layout anchored by a spacious great room—ideal for everyday living and effortless entertaining. Interior highlights include elegant wood-look luxury vinyl flooring throughout, modern light and ceiling fan fixtures, and recessed lighting that adds a contemporary touch. The kitchen truly shines with granite countertops, an abundance of shaker-style cabinetry, stainless steel appliances, and a breakfast bar that flows seamlessly into the main living area—perfect for hosting guests. The primary suite offers a relaxing retreat with a walk-in closet and a private en-suite bath featuring a granite-topped vanity and walk-in shower. Guest bedrooms provide comfortable accommodations with built-in closets and easy access to a full bathroom. The well-appointed laundry room includes a convenient utility sink, adding extra functionality for everyday tasks. A whole-home water softener enhances comfort and efficiency, while hurricane-impact windows throughout provide superior storm protection, energy efficiency, and year-round peace of mind. French doors open to a large backyard, offering endless possibilities to create your ideal outdoor living space—add a patio, pool, garden, or simply enjoy the open area and Florida sunshine. Whether you’re unwinding outdoors or gathering with friends in the bright, open living space, this home delivers a perfect blend of comfort and modern style. Situated in a quiet, family-friendly neighborhood with no HOA or CDD, the location offers the best of both worlds—country-like tranquility with easy access to historic downtown Punta Gorda, Fishermen’s Village, dining, shopping, waterfront parks, and community events. Convenient to I-75 and US-41, and close to both Punta Gorda Airport and Southwest Florida International Airport, with a reasonable commute to Port Charlotte, Fort Myers, and Cape Coral. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,159 | $1,207 | $1,589 |
| Total Monthly Payment | $1,530 | $1,578 | $1,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.