105 PARK STREET, Safety Harbor, FL, 34695 | $1,050,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Experience the charm and convenience of living just minutes from vibrant downtown Safety Harbor in this beautifully designed 4 - bedroom, 2 - bathroom home. Offering 3, 122 square feet of single-story living, perfectly situated in a golf cart–friendly community with easy access to the beloved Safety Harbor Downtown District. Inside, you’ll find a bright and inviting layout with 11 ft ceilings, generous living spaces perfect for both everyday living and entertaining. The updated kitchen is a true centerpiece of the home, featuring modern finishes, abundant cabinetry, and plenty of workspace — ideal for preparing meals and gathering with family and friends. The thoughtfully designed split-bedroom floor plan offers privacy for the primary suite while providing comfortable space for family members or guests. Each of the four bedrooms features its own walk-in closet, offering excellent storage throughout the home. The primary suite offers a relaxing retreat and includes a bonus room currently being used as a home office, providing a perfect space for working from home, a sitting area, or even a private workout room. A sunroom filled with natural light provides a wonderful space for enjoying the morning sunshine, relaxing with a book, or creating the perfect environment for plants to thrive. Lots of closets throughout the home, water filitration system, and a nice sized laundry room with a sink. Step outside to the inviting patio area, thoughtfully designed for outdoor seating and relaxation—perfect for entertaining guests, enjoying morning coffee, or taking advantage of Florida’s wonderful weather. Car enthusiasts and homeowners needing extra storage will appreciate the oversized garage, complete with a charging station for an electric vehicle, adding modern functionality to this already impressive property. One of the most desirable aspects of this home is its prime location and lifestyle appeal. Just minutes from the vibrant Safety Harbor Downtown District, you can enjoy local restaurants, boutiques, waterfront parks, and year-round community events. Located in a golf cart–friendly community, it’s easy to hop in your golf cart and head downtown for dinner, the farmers market, or an evening stroll along the marina. With its spacious single-story layout, modern updates, and unbeatable location, this home offers an opportunity to enjoy the relaxed yet vibrant lifestyle that makes Safety Harbor one of Tampa Bay’s most desirable places to live.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 110 x 98
  • Laundry: Inside, Laundry Room
  • Year Built: 1991
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,122
  • Acreage: 0.25
  • Lot Size: 110 x 98
  • Est. Taxes: $4,327
  • HOA Fee: $250 Annually
  • Lot Desc: City Lot
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Range, Refrigerator, Water Filtration System, Wine Refrigerator
  • MLS#: TB8486300
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /eprop/TB8486300/105parkstreet_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/28/2026 6:06:58 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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105 PARK STREET, Safety Harbor, FL, 34695

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.183%
Monthly Tax Payment $361 $361 $361
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,036 $5,172 $7,088
Total Monthly Payment $5,522 $5,658 $7,574

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.