1364 INCA AVENUE, Spring Hill, FL, 34608 | $225,000

Under contract-accepting backup offers. Pending, Accepting Back Up Offers! Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! Tucked into a quiet Spring Hill neighborhood, this 2 bedroom, 2 bathroom home with a 1-car garage offers comfortable living, a practical layout, and a generously sized yard - all with no HOA, no CDD, and located outside of a flood zone! What this really means: more freedom, fewer extra fees, and one less thing to worry about! Inside, you’ll find 1, 118 square feet of bright living space with natural lighting and multiple living areas, giving you flexibility to relax, entertain, set up a home office, or finally have that hobby space you’ve been talking about. The layout gives everyone their own space while still keeping the home feeling connected and welcoming! The open kitchen and dining area features white shaker cabinets, granite countertops, stainless steel appliances, and a convenient breakfast bar - perfect for morning coffee, quick meals, or gathering with friends while someone shows off their cooking skills! Durable vinyl flooring runs throughout much of the home, offering both style and easy maintenance. The split-bedroom floor plan provides added privacy, with the master suite separated from the additional bedroom and bathroom - ideal for guests, roommates, family or anyone who appreciates a little extra quiet at the end of the day! One of the highlights of the home is the glass-enclosed patio, creating a comfortable bonus space to enjoy year-round. It’s the perfect spot to ease into the morning, unwind in the evening, or simply watch Florida sunsets! Step outside to a . 23-acre lot with a large backyard, offering plenty of room for pets, gardening, outdoor gatherings, or future possibilities like a firepit, play area, or pool. The backyard also includes a storage shed, providing convenient extra storage for tools, toys, equipment, and outdoor gear - helping keep everything organized and within reach! Location is another strong point with this one! The home is approximately 5–10 minutes from shopping, dining, and grocery stores, 8–12 minutes from the Suncoast Parkway for easy commuting, and about 45 minutes to Tampa International Airport. When it’s time to enjoy Florida’s natural beauty, Weeki Wachee Springs State Park and the Gulf Coast beaches are only 15–20 minutes away, offering kayaking, boating, waterfront dining, and some of the clearest spring water in the state! If you’re looking for a home that offers comfort, flexibility, outdoor space, and a convenient location. . . without HOA rules hovering over your weekend plans, this one is ready to welcome you home!

Features

  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Ranch
  • Year Built: 1980
  • Garage: 1-car Driveway, Ground Level, Off Street, On Street
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,118
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $2,668
  • Lot Desc: Cleared, In County, Key Lot, Landscaped, Level, Near Public Transit
  • View: Trees/Woods
  • Elem. School: Suncoast Elementary
  • Middle School: Fox Chapel Middle School
  • High School: Frank W Springstead
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: FC316681
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/FC316681/1364incaavenue_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 8:47:08 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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1364 INCA AVENUE, Spring Hill, FL, 34608

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $222 $222 $222
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,065 $1,123 $1,483
Total Monthly Payment $1,362 $1,420 $1,780

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.