7754 RIVERSIDE DRIVE, Punta Gorda, FL, 33982 | $579,000

Along the tranquil banks of Shell Creek sits a piece of classic Old Florida charm. This historic 1940 Florida Cracker–style home offers 200 feet of waterfront and sweeping, unobstructed views across protected wetlands that ensure your peaceful natural scenery will remain untouched. From here, the waterway flows into the Peace River and onward to Charlotte Harbor, offering navigable access to the Gulf for boating, fishing, and exploring Southwest Florida’s waterways. Inside, the home reflects the craftsmanship of another era, with hardwood floors and walls and original rooms finished in beautiful magnolia wood paneling and ceilings. The house does need some exterior attention, but the charm and authenticity are undeniable. With a little care and vision, it could be restored into a beautiful showcase of classic Florida character or comfortably enjoyed while you plan future improvements. The property itself offers exceptional flexibility and potential. Sitting on almost . 89 acres, there is room to create additional cabins along the waterfront or potentially split the property, making it ideal for a private compound, guest cottages, or vacation rental opportunities such as VRBO. With no HOA, you have the freedom to live here full time, enjoy it seasonally, or shape the property into a peaceful waterfront retreat. A separate shed provides ample room for storage, perfect for tools, outdoor equipment, or boating and fishing gear. The grounds reflect the beauty of natural Florida, shaded by mature oak trees and graceful palms, with distinctive touches such as a bullhorn acacia, orchid tree, and sea grape adding character to the landscape. Fragrant night-blooming jasmine and mock jasmine hedges fill the air in the evenings, while crepe myrtle and bird of paradise bring color throughout the seasons. Vines like bleeding heart and passion fruit weave through the garden, creating a lush, relaxed property. It is the kind of setting where mornings begin with birds over the creek, afternoons drift by with a breeze off the water, and evenings bring quiet sunsets over the wetlands. If you appreciate nature, peace, and the slower rhythm of waterfront life, this property offers a rare opportunity. With its historic charm, remarkable views, and room to create something special, this is a place where old Florida still lives and the possibilities are as open as the water beyond your backyard.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 225 x 155 x 200 x 155
  • Laundry: In Garage
  • Style: Cottage, Historical
  • Year Built: 1940
  • Garage: 1-car Driveway, Ground Level, Guest, Open
  • Heating: Other, Wall Units / Window Unit
  • Cooling: Other
  • Approx Sq. Feet: 1,989
  • Acreage: 0.89
  • Lot Size: 225 x 155 x 200 x 155
  • Est. Taxes: $2,471
  • Lot Desc: Cleared, Flood Insurance Required, In County, Level, Oversized Lot
  • View: Water
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7523049
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7523049/7754riversidedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/4/2026 2:17:08 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7754 RIVERSIDE DRIVE, Punta Gorda, FL, 33982

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,740 $2,852 $3,782
Total Monthly Payment $3,038 $3,150 $4,080

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.