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**Price Improvement** This could be your forever home you have been looking for. It offers just the right space for your family needs. Spacious open concept allows flow throughout the whole home. Beautifully appointed kitchen with granite countertops and gorgeous gray backsplash, plenty of cupboards to store your dishes, large pantry and a pretty hand selected island with space to eat and/or prepare your meals. There is a quaint 1/2 bath on the main floor with a pedestal sink and plenty of light. The second floor offers a loft area for extra space for family. Picture your Christmas tree beautifully lit up at night shining through your front window of the loft area. Also upstairs there are two large bedrooms with their own closet, a full bathroom with shower/tub combo and granite countertop upstairs as well as a separate laundry room and a lavish master suite with it's own private ensuite bathroom with duel sinks, granite counter tops, linen closet area, walk in shower with seat and walk in closet. In the backyard you will enjoy the large covered screen enclosed lanai that has a door that opens to another paved area that is open so you can soak up the sun. The home is close to shopping, restaurants, gas stations, grocery stores etc.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $254 | $254 | $254 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,366 | $1,422 | $1,862 |
| Total Monthly Payment | $1,695 | $1,751 | $2,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.