268 SW LUKE PLACE, Fort White, FL, 32038 | $185,000

Discover the potential of this 10. 01-acre wooded parcel located in the desirable Three Rivers Estates area of Fort White. Situated on a large corner lot with plenty of potential, this property offers ample space and flexibility for a variety of residential, recreational, or mixed-use possibilities within A-3 zoning. The land features a natural wooded setting that provides privacy and a peaceful North Florida landscape. Existing improvements include one well and one septic system, along with utilities nearby including electric, water, and sewer availability, helping simplify future development plans. The property sits along a quiet dirt road with road frontage on the North and East boundaries, offering a serene rural atmosphere while still providing access to essential services. Located within the Three Rivers Estates community, owners can enjoy nearby access to the Santa Fe River, community and private boat ramps, fishing opportunities, and waterfront recreation. Whether you're looking to build a primary residence, create a weekend retreat, build up a hobby farm, or invest in acreage with natural beauty, this property offers space, flexibility, and access to outdoor recreation. With 10+ acres of wooded land, existing infrastructure, and proximity to the Santa Fe and Ichetucknee River areas, this parcel presents a rare opportunity to own a sizable piece of North Florida countryside while still being within reach of nearby towns and amenities. Buyer to verify all measurements, utilities, zoning, and land use possibilities.

Features

  • Lot Size: 660 x 667
  • Lot Desc: Buildable, Corner Lot, Rural, Turn Around, Wooded, Zoned for Horses
  • View: Trees/Woods
  • Pet Policy: Yes
  • MLS#: OM720790
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/OM720790/268swlukeplace_fortwhite_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/22/2026 10:02:07 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Anne NajjarLicensed Salesperson

339.237.0027

Anne.Najjar@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

268 SW LUKE PLACE, Fort White, FL, 32038

$185,000

Anne Najjar

Licensed Salesperson

William Raveis Real Estate

Phone: 339.237.0027

Anne.Najjar@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.431% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $886 $911 $1,199
Total Monthly Payment $961 $986 $1,274

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.