39 Island Trail, Mt. Sinai (Mount Sinai), NY, 11766 | $970,000
Welcome to the private community of Island Estates in Mt. Sinai. This is the Oxford II model featuring 5 spacious bedrooms and 2-1/2 baths. The gracious front foyer sets the tone, featuring hardwood floors, and cathedral ceilings. The extended formal living room and dining rooms are perfectly proportioned for both entertaining and everyday living, each enhanced by abundant natural light. The kitchen boasts stone countertops and expanded cabinet space with center-island, and updated stainless steel appliances. The adjacent gathering space and gas fireplace create a natural flow for hosting and relaxed family living. Upstairs, are generously sized bedrooms providing peaceful retreats, including a well-appointed primary suite with ample closet space and a spa-type bath. Additional bedrooms offer flexibility for guests, home offices, or study spaces. The outdoor setting is equally inviting, with mature landscaping, a brick terrace, and clean lines make it ideal for entertaining or quiet enjoyment. All this, including a full basement with outside entrance and climate control dehumidifier, central vacuum, a a two-car garage and a basketball court in Mt. Sinai Schools make this a home you won’t want to miss!
Features
- Town: Mt. Sinai
- Rooms: 10
- Bedrooms: 5
- Baths: 2 full / 1 half
- Laundry: In Basement
- Style: Colonial, Post Modern
- Year Built: 2005
- Garage: 2-car
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 3,414
- Acreage: 0.38
- Est. Taxes: $19,239
- HOA Fee: $470 Monthly
- Lot Desc: Back Yard, Landscaped, Level, Near Public Transit, Near School, Near Shops
- Elem. School: Mt Sinai Elementary School
- Middle School: Mt Sinai Middle School
- High School: ROBERT M GRABLE JR MOUNT SINAI HIGH SCHOOL
- School District: Mount Sinai
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 947305
- Days on Market: 54 days
- Website: https://www.raveis.com
/prop/947305/39islandtrail_mtsinai_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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39 Island Trail, Mt. Sinai (Mount Sinai), NY, 11766
$970,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $776,000 | $776,000 | $776,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,603 | $1,603 | $1,603 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,345 | $4,715 | $6,496 |
| Total Monthly Payment | $6,040 | $6,410 | $8,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535