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Imagine waking up to a quiet mountain morning - crisp air, birds singing and deer foraging. You step out onto your 9' wide wraparound porch with a cup of coffee in hand and contemplate what you're going to do with the day. Maybe pack a lunch, fire up the quads and head past the pond to the back of your 86. 6 acres, tinker in the shop/studio you set up in the original barn that's been structurally restored, spend time in the new garden you tilled in the sunny yard, or maybe get some target practice in for hunting season. Whatever you decide, the day will begin in a sweet 4 bedroom 1930 cape. Much of the original charm was preserved when the home was renovated in 2014. The kitchen, bathroom, floors, ceilings, roof, windows (Anderson), siding, doors, porch and septic were all renovated or replaced, so you can unpack and immediately start enjoying all the property has to offer. The kitchen has upgraded cherry cabinets and SS appliances including a Viking Professional range to cook a feast for all your guests, the tiled bathroom is bright and airy, much of the floors are original hardwood, the white washed wood ceilings lend country charm to the whole house, and the 4 bedrooms and den can sleep an army of guests. The primary and another bedroom are on the first floor, while upstairs you'll find 2 bedrooms, a cozy den, a nook with plumbing in place for a washer/dryer, and a room also stacked for a large second bathroom. You choose the finishes! Should you decide to leave this haven and venture out to see all the area has to offer, you'll find yourself within a close drive to shops, restaurants and wineries in charming small towns, Minnewaska, Sam's Point, D&H Canal, farmer's markets, Resorts World Casino, Kartrite Water Park, live music at nearby breweries, and beautiful vistas everywhere you look. 80 miles to the GWB makes this an ideal second home. Ellenville School District
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Our Executive Mortgage Banker:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $700 | $700 | $700 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,203 | $3,329 | $4,378 |
| Total Monthly Payment | $3,995 | $4,121 | $5,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.