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One or more photo(s) has been virtually staged. Bartow… or Lakeland? That might be the first question you ask when you arrive. Perfectly positioned on the outskirts of Bartow in a location that feels incredibly close to Lakeland, this beautifully enhanced five-bedroom, three-and-a-half bath home with a dedicated office offers spacious living, refined finishes, and a backyard designed for unforgettable gatherings. Inside, freshly painted interiors, high-end bedroom carpeting, and custom wood shutters throughout create a warm and inviting atmosphere. The living and dining areas showcase real wood beams, abundant natural light, a beautiful real brick wood-burning fireplace, and a stunning built-in bar, creating a space designed for both everyday living and entertaining. The kitchen features granite countertops, custom cabinetry, under-cabinet lighting, and a whole-house Culligan water filtration system with softeners and reverse osmosis. The primary suite offers a private retreat with granite countertops, a custom glass walk-in shower, and a luxurious standalone soaking tub, while the additional en-suite bathrooms also feature granite countertops. Major updates include two A/C systems with updated ductwork, dual water heaters, roof replacement in 2019, new attic insulation, septic upgrades, and a full security system with cameras. Step outside to a completely transformed outdoor space featuring new irrigation, drainage systems, landscape lighting, a custom heated saltwater pool and spa with full automation and screened enclosure, a perimeter fence, and a custom patio with plumbing for a future outdoor kitchen and bathroom. Conveniently located near parks, shopping, dining, and everyday amenities, 4916 Ironwood Trail offers modern comfort and elevated Florida living in a location that perfectly blends Bartow charm with Lakeland convenience. Some pictures have been virtually staged and certain landscaping photos have been virtually enhanced to show the yard's typical appearance compared to the effects of the recent cold snap.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$839,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $671,920 | $671,920 | $671,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.259% | 6.203% |
| Monthly Tax Payment | $648 | $648 | $648 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,921 | $4,083 | $5,670 |
| Total Monthly Payment | $4,661 | $4,823 | $6,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.