3801 LUMA DRIVE, Holiday, FL, 34691 | $380,000

Under contract-accepting backup offers. NEW CONSTRUCTION | NO FLOOD ZONE

Be the first to own this beautifully built new construction home located in a quiet, established neighborhood. Designed with both comfort and functionality in mind, this home offers a bright, open layout that is perfect for both everyday living and entertaining.

As you step inside, you’ll immediately notice the 9-foot ceilings on both levels and the abundance of windows that bring in natural light, creating an open and inviting atmosphere throughout the home. The kitchen is thoughtfully designed with solid wood cabinetry, granite countertops, and stainless steel appliances, and opens seamlessly to the main living area so you can stay connected with family and guests while cooking or hosting. The main floor also includes a convenient full bathroom, ideal for guests. Upstairs, the spacious primary suite features a private ensuite bathroom and a large walk-in closet. Two additional bedrooms, another full bathroom, and a dedicated laundry room on the second floor provide a practical and comfortable layout for everyday living.

Constructed with durable block construction, the home also comes equipped with hurricane shutters for added peace of mind. The oversized garage door offers extra clearance, making it easy to accommodate larger vehicles or trucks. Additional features include a three-zone irrigation system and an updated septic system.

For added confidence, the seller is offering:
• 1-Year Craftsmanship Warranty
• 3-Year Septic Warranty
• 10-Year Structural Warranty

Schedule your private showing today and come experience this beautiful new construction home in New Port Richey

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2025
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,244
  • Acreage: 0.12
  • Est. Taxes: $575
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8485773
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8485773/3801lumadrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/9/2026 2:47:06 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Gingle Lerman Realty GroupSales Associates

617.838.3102

GingleLermanRealtyGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3801 LUMA DRIVE, Holiday, FL, 34691

$380,000

Gingle Lerman Realty Group

Sales Associates

William Raveis Real Estate

Phone: 617.838.3102

GingleLermanRealtyGroup@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,798 $1,872 $2,482
Total Monthly Payment $1,921 $1,995 $2,605

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.