|
This well-maintained Birmingham model villa features 2 bedrooms, 2 bathrooms, and a 1. 5-car garage, making it perfect for embracing the vibrant Florida lifestyle. Important updates include a roof replaced in 2022 and a newer A/C system installed in 2016, offering peace of mind for years to come. Located in the highly sought-after On Top of the World, Ocala?s premier gated 55+ community, this home provides affordable living along with an exceptional array of resort-style amenities. A charming covered front porch welcomes you into a bright and inviting living and dining area, enhanced by a warm color palette and luxury vinyl plank (LVP) flooring throughout the entire home. The kitchen is bright and functional, offering ample cabinet storage and generous counter space perfect for everyday living or entertaining. The owner's suite serves as a comfortable retreat, featuring a large walk-in closet and a private en-suite bathroom. An enclosed lanai adds valuable versatile space, ideal for relaxing, hosting guests, or simply enjoying Florida's year-round sunshine. The 30-foot extra-long garage provides plenty of room for both your vehicle and golf cart, an essential convenience in this golf-cart-friendly community. Residents of On Top of the World enjoy an incredible lifestyle with amenities that include three golf courses, indoor and outdoor swimming pools, recreation centers, clubs, concerts, dedicated RV parking, and Veterans Park. The community also offers golf-cart access to nearby shopping centers and Shalom Park. Ideally located just off Highway 200, the home is close to shopping, dining, banking, and medical facilities, and only 10 miles south of the renowned World Equestrian Center. Whether you prefer an active lifestyle filled with activities and social events or peaceful relaxation, this home offers the perfect opportunity to enjoy the best of Ocala living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $111,920 | $111,920 | $111,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $78 | $78 | $78 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $653 | $680 | $907 |
| Total Monthly Payment | $806 | $833 | $1,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.