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Gorgeous 4 bed/2 bath home in the peaceful Old Hickory community of St Cloud! This stunning home has an open floor plan with vaulted ceilings and gorgeous gray toned ceramic tile throughout living area. Beautiful kitchen with stainless steel appliances, quartz countertops, large island & walk-in pantry! Luxurious master suite boasting large bathroom with double sinks, tile surround walk-in shower & huge walk-in closet! Connected home with smart thermostat & ring doorbell. GE washer and dryer included. Custom lighting recently installed. No backyard neighbors! Relax & enjoy the breathtaking nature views out back after a long day at work! Oversized lot with Magnolia trees, fully sodded low maintenance yard with sprinkler system in front. Enjoy the glamorous Florida lifestyle in this community with resort style swimming pool, play grounds, ponds with an abundance of wildlife and a dog park! Awesome location just a short drive to Orlando's theme parks, airport & only an hour to the beach! This is the dream home you've been waiting for!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$384,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $307,920 | $307,920 | $307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $677 | $677 | $677 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,972 | $2,578 |
| Total Monthly Payment | $2,648 | $2,724 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.