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A 3/2 Bungalow in UPTOWN ready for its next chapter! - Great investment property with tenants in place (IF you wish) OR perfect for a first-time home buyer! Like-new 2023 built home with gorgeous water views and sunsets right from your front porch. Not to mention a kayak/canoe launch down the street! The home sits very high on the lot and is X Flood zone. No flood insurance required. Home offers thoughtfully designed open concept floor plan that maximizes space, functionality and natural light. Appointed with luxurious finishes that include Granite kitchen countertops and island; Matte Black fixtures and Whirlpool appliances. Beautiful and durable wood-grain luxury vinyl plank flooring throughout whole home; 5” baseboards, 8’ interior doors and 8’ Ball Catch Swing closet doors. Great LED lighting package. So many new construction features and recent upgrades: New Vinyl flooring, New Vinyl Fence, New Turf Backyard, New laundry room sink and cabinetry, New screen door, Expanded Driveway, and New shed. Notable new construction features such as SIP constructed (Structurally Insulated Panels) with 5” Dutch Lap vinyl siding, Simonton Pro Finish Vinyl Low E Insulated windows (with hurricane shutters), Thermatru Benchmark Craftsman front door, a 2-ton Goodman HVAC, Rheem tankless water heater and Icynene spray foam insulation. Conveniently and centrally located in the Greater Tampa Bay Area to be a reasonable commute whether heading to Downtown Tampa, USF/Moffitt area or to Tampa International Airport. Nearby Tampa gems include Busch Gardens, Lowry Park Zoo, City Parks like Temple Crest Park and gorgeous amenity-abundant Rowlett Park right on the Hillsborough River (baseball, softball, tennis, racquetball, street hockey rink, walking trails, river views, picnic pavilions, playground and dog park. Conventional, VA, or FHA financing or cash purchase.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $341 | $341 | $341 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,919 | $1,996 | $2,636 |
| Total Monthly Payment | $2,335 | $2,412 | $3,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.