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If you are looking to establish roots in a vibrant Westchester village, this two-bedroom co-op presents a thoughtful entry point into a location known for its convenience, community, and long-term appeal. Located on the ground floor, this unit offers an exceptional opportunity for buyers seeking to renovate and customize a home to their own vision. The residence will benefit from updates, including kitchen, bath, fixtures, and finishes - making it an ideal canvas for those ready to create a personalized living space. The real value is the location! Set within the heart of Mount Kisco, the property enjoys close proximity to the village’s lively downtown, filled with restaurants, cafés, shops, and everyday conveniences. The Mount Kisco Metro-North station on the Harlem Line provides direct service to Grand Central in roughly an hour, making commuting straightforward while still enjoying the charm of suburban village living. Mount Kisco is known for its walkable downtown, strong sense of community, and easy access to major parkways. A rare chance to invest in a location that continues to attract buyers year after year. ALL offers must have POF for CASH offers and Lender Prequal for Financed offers. Cash offers require 10% EMD. Rehab Offers must have one rehab bid in hand pre-offer, no exceptions. Under FinCEN's new RRE Rule, transfers will be subject to reporting when buyers use entities or trusts to take title to residential real estate, when the transaction is all cash, privately financed, or HELOC. **AGENTS – MUST see confidential remarks and all MLS listing attachments for additional instructions***
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,920 | $135,920 | $135,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $815 | $848 | $1,120 |
| Total Monthly Payment | $890 | $923 | $1,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.