1031 Ladd Road, Concord, VT, 05824 | $339,000

Seller is offering $10, 000 toward buyer closing costs. Built in 2016, this inviting cottage-style home combines comfort and functionality with thoughtful design throughout. A covered front porch and welcoming entry—complete with a built-in bench—create a practical and attractive introduction to the home. Inside, a propane stove adds warmth and character to the main living area. The eat-in kitchen features a pantry and convenient access from the entry, making everyday tasks like unloading groceries simple and efficient. The full bathroom includes a shower and a separate clawfoot soaking tub, offering both convenience and relaxation. Large windows in the living room provide abundant natural light and views of the surrounding landscape. A bedroom on the main level offers flexible use options, whether for sleeping space, a home office, or other needs. Upstairs, the layout includes spacious landings that can accommodate a variety of uses such as work-from-home areas, reading spaces, or additional living areas. Built-in shelving adds extra storage, and two additional bedrooms complete the second floor (see floor plans for details). Recent updates include insulation improvements and new exterior wood siding in 2025. The detached two-car garage also features a new roof (2025) and partial insulation. Additional property highlights include: New septic system (2022) Drilled well (2023) Covered porch with built-in bench Outdoor BBQ kitchen Fenced chicken coop Level lawn bordered by woods Located with convenient access to local amenities, the property also offers proximity to the VAST snowmobile trail network.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Cape
  • Year Built: 2016
  • Garage: 2-car Garage
  • Heating: Propane,Multi Fuel,Wood,Direct Vent,Space Heater,Gas Stove,Wood Stove
  • Cooling: None
  • Approx Sq. Feet: 1,242
  • Acreage: 3.15
  • Est. Taxes: $2,963
  • Lot Desc: Country Setting,Level,Open,Recreational,Trail/Near Trail,Wooded,Rural
  • High School: Choice
  • School District: Concord School District SAU #8
  • MLS#: 5079238
  • Website: https://www.raveis.com
    /prop/5079238/1031laddroad_concord_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/14/2026
Listing courtesy of Coldwell Banker LIFESTYLES- Littleton   Phone: 603-444-6737
Listing Agent: Connie Sleath

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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1031 Ladd Road, Concord, VT, 05824

$339,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,200 $271,200 $271,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.508% 5.668%
Monthly Tax Payment $247 $247 $247
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,624 $1,692 $2,198
Total Monthly Payment $1,946 $2,014 $2,520

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.