10315 CORTEZ ROAD W, #27F, Bradenton, FL, 34210 | $325,000

One or more photo(s) has been virtually staged. Experience the quintessential Florida lifestyle in this meticulously maintained residence located in Paradise Bay, a vibrant 55+ "Best Kept Secret" waterfront community. This home shows beautifully and offers the rare privilege of owning one of only four properties in the entire park with a private rooftop deck. From this elevated vantage point, the new owners will enjoy serene bay views and stunning sunsets without the bay front price tag. Paradise Bay is currently undergoing an exciting period of revitalization, making it one of the most desirable locations in the area. The community is seeing the addition of numerous new units, the clubhouse is undergoing a beautiful renovation, and a brand-new dock has just been installed at one of the two boat launches. Residents enjoy a temperature-controlled pool and spa, professional-grade shuffleboard courts, pickleball courts, bocce and a marina with easy access to the Intracoastal Waterway—all just minutes from the pristine beaches of Anna Maria Island. The property itself is in top condition and has been cared for with an incredible eye for detail. Per the seller, only the ground-level lanai received water during recent storms. Following the hurricane, the sellers proactively made significant 2025 improvements to ensure total peace of mind, including a fully updated kitchen with granite countertops, two renovated bathrooms w/granite vanity tops, and brand-new sub-flooring and insulation. The interior has also been refreshed with new carpet and luxury vinyl tile throughout. Please be sure to view the uploaded full list of improvements to see the extensive work done to the framing, plumbing, and mechanicals. Oh and there is a a large storage area to boot! Don't wait—make this unit yours and spend next winter enjoying bay views from your rooftop deck!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Laundry, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1969
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,274
  • Acreage: 0.09
  • Est. Taxes: $1,338
  • HOA Fee: $180 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: A4685824
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/A4685824/10315cortezroadw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 1:47:06 PM)
Listing courtesy of WAGNER REALTY   Phone: 941-761-3100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10315 CORTEZ ROAD W, #27F, Bradenton, FL, 34210

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $112 $112 $112
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,538 $1,622 $2,124
Total Monthly Payment $1,725 $1,809 $2,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.