834 MILLSHORE DRIVE, Chuluota, FL, 32766 | $1,075,000

Come see this stunning Lakefront home that truly has it all. This 3-bedroom, 2-bathroom property sits on over 0. 7 acres backing up to spring fed Lake Mills. It offers the perfect setting to enjoy water sports like boating, water skiing, with privacy and scenic lakefront living. The curb appeal begins with tropical landscaping and a brick-paver driveway leading to a side-entry garage. As you enter the home through the front porch, you’ll be welcomed by an abundance of windows and glass doors that create a bright, open, and airy atmosphere. Enjoy refined living with Brazilian hardwood floors and elegant travertine tiles in the bathrooms. The kitchen is well-appointed with 42-inch custom cabinets with under-mount lighting, granite countertops, stainless steel appliances, a large pantry, breakfast bar, and a wine refrigerator—perfect for both everyday living and entertaining. The spacious primary suite offers a luxurious retreat with glass doors leading to the lanai. The opulent primary bathroom features a heated jetted spa tub, a beautiful walk-in shower, dual vanities, generous cabinet space, and walk-in his-and-hers closets. The two additional guest bedrooms are conveniently located on the opposite side of the home for added privacy. Additional features include a central vacuum system, water system, distributed audio system, six televisions that come with the home, and a washer and dryer that also stays. For energy efficiency, the home is equipped with foam insulation in the attic, walls, and crawl space, as well as double-pane Low-E windows. The AC system, installed just a few years ago, includes a GREE mini-split unit in the garage, helping keep the space cool during those warm Florida days. Enjoy true lakefront living while relaxing or entertaining on the oversized screened-in porch featuring stained tongue-and-groove pine ceilings. For those who love outdoor cooking, the space is already equipped with propane, electric, and hot-water hookups, making it ready for a future summer kitchen. A storage shed with electricity provides ample space for tools and outdoor equipment. The property sits on a private lake with boating access and includes your very own covered boat dock with two lifts. The dock walkway is constructed of compressed plastic decking, helping prevent wood rot and eliminating the need for future refinishing. Seminole county has Top rated school system. This exceptional property offers the perfect place to relax and enjoy the natural beauty around you while still being just minutes from shops, restaurants, and major roadways. In addition, this property has excellent income-producing potential and can be leased as a short-term rental, such as an Airbnb or VRBO. Schedule your showing today and come experience everything this beautiful home has. . .

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 159
  • Laundry: Inside
  • Year Built: 2010
  • Garage: 2-car Boat, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,798
  • Acreage: 0.72
  • Lot Size: 83 x 159
  • Est. Taxes: $9,403
  • HOA Fee: $50 Annually
  • View: Water
  • Water Front: Yes
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: O6389855
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /eprop/O6389855/834millshoredrive_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 11:35:49 PM)
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY   Phone: 407-393-5901

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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834 MILLSHORE DRIVE, Chuluota, FL, 32766

$1,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $860,000 $860,000 $860,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $784 $784 $784
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,019 $5,156 $7,257
Total Monthly Payment $5,928 $6,065 $8,166

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.