8320 RIVERSIDE DRIVE, #75, Punta Gorda, FL, 33982 | $119,777

Beautifully furnished home or investment opportunity located in Lazy Lagoon, a 55+ waterfront community on Shell Creek! This cozy home features 2 bedrooms, 2 bathrooms, and a convenient carport, offering comfort and functionality in a peaceful setting. Inside, you’ll find updated flooring, newer windows, fresh paint, and thoughtful upgrades throughout the home. The interior has a bright and welcoming feel that makes everyday living easy and enjoyable. With its move-in ready condition and great location, this property also offers strong potential as an investment opportunity within a popular waterfront neighborhood. Step inside and enjoy all-new flooring throughout the home with absolutely no carpet, creating a clean and modern look that is easy to maintain. The updated kitchen is both stylish and practical, featuring attractive finishes and plenty of space for cooking and storage. Custom wood-plank accents add warmth and character, giving the home a unique coastal touch. A built-in dining buffet provides extra storage and a perfect spot for serving meals or displaying décor. Recent upgrades include a newer air conditioning system and updated windows, providing comfort, efficiency, and added peace of mind. Outdoor living is just as enjoyable. The large carport offers plenty of covered parking and space to relax outdoors. A private workshop and storage shed provide room for tools, hobbies, or additional storage needs. Sidewalks and a paved sundeck create inviting outdoor spaces to enjoy fresh air and warm Florida sunshine. Residents of the Lazy Lagoon community also enjoy excellent amenities, including a boat ramp, dock, fish cleaning station, clubhouse, and shuffleboard courts. Low HOA fees help keep living costs manageable and include water, sewer, and trash services. This property is ideal for a seasonal retreat or comfortable year-round living in a waterfront setting. Lazy Lagoon isn’t just a place to live; it’s a lively waterfront community with many great features. Residents enjoy a private road, extra guest parking, and an exclusive boat ramp that makes it easy to launch a boat or kayak and explore the scenic waters of Shell Creek. For fishing enthusiasts, the convenient fish cleaning station helps make every catch easier to prepare. The spacious 2, 000-square-foot clubhouse includes a commercial kitchen and hosts many community events and gatherings throughout the year. Shuffleboard courts and a billiards and pool room offer fun activities just a short walk away. Boating enthusiasts will appreciate the community’s more than 2, 000 feet of well-maintained shoreline and a private secured compound where boats and trailers can be stored for a small yearly fee. The location also places you just minutes from Punta Gorda, where you’ll find excellent dining, shopping, waterfront parks, and entertainment. Don’t miss this chance to enjoy peaceful waterfront living in a well-maintained and amenity-rich community. Call today to schedule your private tour and experience everything this home and Lazy Lagoon have to offer!

Features

  • Amenities: Park, Recreation Facilities
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Style: Florida
  • Year Built: 1974
  • Garage: Driveway, Parking Pad
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,008
  • Acreage: 0.09
  • Est. Taxes: $1,336
  • HOA Fee: $210 Monthly
  • Adult Communities: Yes
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Port Charlotte High
  • Pet Policy: No
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7523244
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/C7523244/8320riversidedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 9:17:07 PM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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8320 RIVERSIDE DRIVE, #75, Punta Gorda, FL, 33982

$119,777

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $95,822 $95,822 $95,822
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $567 $590 $777
Total Monthly Payment $753 $776 $963

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.