Presented by
The Phyllis Doonan Team |
26 Cooper Road, #312, Poughkeepsie, NY, 12603 | $89,999
Welcome home to this bright and inviting 1-bedroom, 1-bath co-op perfectly situated in the vibrant Town of Poughkeepsie. Whether you’re a first-time buyer, downsizing, or seeking a low-maintenance lifestyle, this unit offers comfort, convenience, and exceptional value. Step inside to find a spacious open-concept living and dining area filled with natural light—ideal for relaxing or entertaining. The well-appointed kitchen features ample cabinet space and a practical layout, making meal preparation a breeze. The generous bedroom provides a peaceful retreat with room for a full furniture set, while the updated full bath offers clean, modern finishes. Residents enjoy a well-maintained building with secure entry, on-site laundry, and assigned parking. Monthly maintenance includes heat, exterior upkeep, giving you worry-free living at an affordable cost. Conveniently located near shopping, dining, parks, and major commuter routes, this co-op puts everything you need right at your doorstep. Minutes from Vassar College, the Poughkeepsie waterfront, and Metro-North, it’s the perfect blend of practicality and lifestyle.
Features
- Parking: Assigned
- Heating: Electric, Forced Air, Other
- Cooling: Central Air
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Year Built: 1972
- Common Charge: $651 Monthly
- Approx Sq. Feet: 825
- Elem. School: Arthur S May School
- Middle School: Lagrange Middle School
- High School: Arlington High School
- School District: Arlington
- Pet Policy: Size Limit, Yes
- Appliances: Electric Cooktop, Microwave, Refrigerator
- MLS#: 940904
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/940904/26cooperroad_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Phyllis Doonan TeamSales Associates
203.428.1703
Phyllis.Doonan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 Cooper Road, #312, Poughkeepsie, NY, 12603
$89,999
The Phyllis Doonan Team
Sales Associates
William Raveis Real Estate
Phone: 203.428.1703
Phyllis.Doonan@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $71,999 | $71,999 | $71,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $431 | $443 | $584 |
| Total Monthly Payment | $506 | $518 | $659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535