263 River Avenue, #5LD - Building #1, Patchogue, NY, 11772 | $309,999
Welcome to The Landings at Patchogue, a desirable waterfront community offering comfort and easy living in a prime location without the waterfront price tag. This move in ready and well maintained first floor condo unit provides the perfect opportunity to own instead of rent. Inside, you will find a spacious, sun filled living and dining area with updated flooring and sliding glass doors with privacy blinds that lead to your private outdoor patio, perfect for enjoying your morning coffee or relaxing at the end of the day. The kitchen features ample cabinetry, generous counter space, and stainless steel appliances. The bedroom is nicely sized with great closet space, and the updated full bath adds a fresh, modern touch. Enjoy scenic water views from the community dock, ideal for unwinding and taking in the peaceful surroundings. Located close to Shorefront Park, the Village Beach Club, the Davis Park Ferry, boating, and fishing, this home places you right near the Patchogue lifestyle buyers love. You are also just minutes from the vibrant Patchogue Village scene with its great restaurants, shopping, and entertainment. HOA includes heat and water, adding exceptional value. Why rent when you can own and build equity. A wonderful opportunity for low maintenance living in the heart of Patchogue. Board approval required.
Features
- Parking: Parking Lot
- Heating: Natural Gas
- Cooling: Wall/Window Unit(s)
- Levels: 2
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Complex: The Landings
- Year Built: 1975
- Common Charge: $393 Monthly
- Approx Sq. Feet: 615
- Acreage: 0.01
- Est. Taxes: $2,954
- View: River
- Water Front: Yes
- Elem. School: River Elementary School
- Middle School: South Ocean Middle School
- High School: Patchogue-Medford High School
- School District: Patchogue-Medford
- Pets Allowed: No
- Appliances: Dishwasher, Range, Refrigerator
- MLS#: 963987
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/963987/263riveravenue_patchogue_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
263 River Avenue, #5LD - Building #1, Patchogue, NY, 11772
$309,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,999 | $247,999 | $247,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $246 | $246 | $246 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,527 | $1,588 | $2,076 |
| Total Monthly Payment | $1,848 | $1,909 | $2,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535