874 HARVARD STREET, Englewood, FL, 34223 | $589,000

Under contract-accepting backup offers. A TRUE COASTAL RETREAT STYLE PROPERTY WITH GORGEOUS WATER VIEWS, A BUILDABLE LOT & A DEEDED BOAT DOCK INCLUDED!
Experience the best of laid-back coastal living in this home, offering stunning bay views and an unbeatable location - walk to Lemon Bay Park, bike to Dearborn Street, and just a few minutes to Manasota Beach. This property includes a buildable lot totaling just under a half-acre - the adjoining vacant lot is cleared — a rare opportunity to enjoy extra space, privacy, and a true Florida lifestyle. This updated property offers a bright, open floor plan, an expansive great room, a Florida room with panoramic windows, spacious bedrooms, 3 full bathrooms, and abundant storage throughout.

Recent improvements include roof (2024), HVAC (2024), water heater (2024), updated bathrooms (2024), newer flooring, newer washer/dryer (2024), updated light fixtures and fans, fresh paint, and relined plumbing drains. The primary suite features a walk-in closet and newly renovated en-suite bath with designer tile. A separate bedroom wing offers added privacy for guests.

Enjoy the peaceful setting of this quiet corner property with mature landscaping, multiple decks, patios, porches, and lanai areas designed for relaxing, entertaining, and enjoying nature. The deeded dock offers quick access to Lemon Bay and the Intracoastal Waterway by boat or kayak. Carport covered parking with storage rooms, oversized detached garage, and plenty of parking for guests, boat, and RV.

Bonus flex room downstairs with separate entrance offers great potential for in-law studio, guest space, fitness room, recreation room, or storage. There is great value here in this property. The buildable vacant lot next door is included in the sale and has a separate tax ID number so it can be sold, built upon, kept for extra land - so many wonderful options.

The boat dock is included in the sale and adds to the property's long-term value. If you look at the overhead map, it is incredible to have such quick open-water access, whether by boat, jet ski, kayak, etc. It's also a beautiful spot to fish, launch a kayak, or just relax on your private dock and watch for the dolphins and manatees that come up the canals. Conveniently located just minutes to Gulf beaches, public boat ramps, parks, restaurants, shopping, and entertainment. Ideal for year-round living, a seasonal getaway, or an investment property. Flood insurance is TRANSFERABLE.

Features

  • Rooms: 14
  • Bedrooms: 2
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1980
  • Garage: 1-car Boat, Ground Level, Guest, Oversized, RV Parking, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,800
  • Acreage: 0.44
  • Est. Taxes: $2,342
  • Lot Desc: Corner Lot, Flood Insurance Required, FloodZone, Irregular Lot, Landscaped, Oversized Lot
  • View: Trees/Woods, Water
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6146561
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/D6146561/874harvardstreet_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 12:37:55 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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874 HARVARD STREET, Englewood, FL, 34223

$589,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,200 $471,200 $471,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,712 $3,017 $3,913
Total Monthly Payment $2,999 $3,304 $4,200

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.