16750 KEENE ROAD, Umatilla, FL, 32784 | $949,900

This home is only on the market for a LIMITED time. Opportunities like this are becoming increasingly rare in Lake County. Set on nearly 9 acres of cleared, usable land, this 2018-built block home offers the perfect blend of modern construction, equestrian functionality, and peaceful country living.

From the moment you arrive, the property opens up to wide pastures, two farm-fenced paddocks, and unobstructed rural views that stretch toward Lake Cooley and Island Lake. Whether you're a horse enthusiast, hobby farmer, or simply someone who values privacy and space, this property was designed for a lifestyle many people search for but rarely find. The acreage is surrounded by hotwire fencing to help protect livestock, providing both functionality and peace of mind for animal owners.

Inside, the home features 14-foot ceilings and an open-concept layout that creates an immediate sense of space and natural light. The split bedroom floor plan provides privacy, while the oversized primary suite offers a true retreat with a massive walk-in closet and seamless walk-in shower.

Built for both comfort and efficiency, the home includes exterior wall insulation that helps keep the home energy efficient, with electric bills typically under $180 even during the summer months, along with the added peace of mind of a brand new 2024 roof. The property is also served by a deep well providing clean, natural water, a valuable feature for rural living.

Outside, the land is already prepared for animals and outdoor living. The property includes two fenced paddocks and a two-stall barn complete with a large tack room and washing station. Two covered carports provide plenty of room for trailers, equipment, or recreational vehicles.

Relax on the screened porch overlooking nothing but open pasture and peaceful water views, where the pace of life slows down and the surroundings speak for themselves.

Adding even more flexibility, the property allows for an additional dwelling unit, making it ideal for creating a family compound, guest home, or private in-law suite while still maintaining the space and privacy the land provides.

Despite the quiet country setting, the property remains conveniently located approximately 20 minutes from Mount Dora, about an hour from Orlando, and roughly an hour from Ocala, providing easy access to dining, shopping, entertainment, and world-class equestrian venues.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2018
  • Garage: 2-car Boat, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,042
  • Acreage: 8.65
  • Est. Taxes: $4,044
  • Lot Desc: Cleared, Farm, In County, Pasture, Zoned for Horses
  • View: Water
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Softener
  • MLS#: G5109361
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/G5109361/16750keeneroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 10:47:07 PM)

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16750 KEENE ROAD, Umatilla, FL, 32784

$949,900

Julie Mans

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.317.5051

Julie.Mans@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,920 $759,920 $759,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $337 $337 $337
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,435 $4,556 $6,361
Total Monthly Payment $4,864 $4,985 $6,790

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.