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Presented by
McAdams & Spencer |
Beautiful, Updated land owned 2bd/2ba home in the 55+ community of Ridgewood Oaks. This home features a large lot with an expanded driveway, large carport, an oversized storage shed and has a rear private patio for grilling or sunbathing. Upgrades outside include: Roof, AC, Vapor Barrier and the exterior have been freshly painted. Inside the home features a custom breakfast bar, stainless appliances, laminate flooring throughout, tile flooring in the bathrooms and a new custom shower. Walls have been textured for a rich look and feel. The large lanai has new custom blinds, beautiful tile flooring and has lots of room to entertain or relax and enjoy that morning cup of coffee. The home is being sold furnished so all you need to bring is your suitcase! This is a must-see home! The Oaks community includes Spectrum internet and cable in its fees along with weekly lawn maintenance. A beautiful clubhouse, pool, spa, tennis courts, Pickle ball courts, shuffle board and a fun outdoor fitness area. Golf cart and small pet friendly. Ridgewood has close access to I-75, many restaurants, the Ellenton Outlet Mall, Manatee County Library and provides 24-hour gated security. The Oaks, a Ridgewood community offers many activities and social events to enjoy. Make an appointment to see this home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
Sales Associates
William Raveis Real Estate
Phone: 774.722.5867
McAdams.Spencer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,200 | $151,200 | $151,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $149 | $149 | $149 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $894 | $943 | $1,235 |
| Total Monthly Payment | $1,118 | $1,167 | $1,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.