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Calling all anglers, boaters and water lovers alike; the time has come to stop paying high slip fees and to bring the boat home. Imagine waking to an amazing sunrise, packing the cooler and heading straight out to the open waters of Charlotte Harbor. Just a short scenic cruise without bridges to this estuary, alive with Snook, Redfish, Tarpon, Grouper and a host of other fishing opportunities. Venture out for date night, dock and dine in historic downtown Punta Gorda. Many unique shopping, dining and entertainment opportunities right at hand. The sunsets are absolutely breathtaking. The expense of the sea wall has already been absorbed and there are no community restrictions in place. So boats, RV's, trucks and motorcycles are all welcome. Covered parking for two vehicles. This home has been beautifully maintained both inside and out. Tropical foliage accented with concrete curbing provides an exterior setting where you feel like you are living in a perpetual vacation. The inside is warm and welcoming and the space fills with natural light. With tasteful finishes and a well thought floor plan, all you need to do here is unpack. Let the culinary creativity take over in this open kitchen where the range, dishwasher and refrigerator have all been replaced over the past 5 years. The bonus room makes for the perfect den, home office or guest room. Throw open the French doors and let the incredible breeze cleanse the air. The second-floor deck provides an incredible view over the water. Coffee in the morning or dinner at night, watching the free show that Mother Nature provides. In fact, you may just have a feathery friend stopping to say hello. With an HVAC about a five years old and a metal roof replacement in 2022, the big-ticket items are all complete. Keep that grass green and the water bill low, as there is a well for watering. Now you just have to throw open the sails and let the wind carry you forth to your new adventures. Here is the waterfront home you always dreamed of but never thought was possible. Opportunities like this come around rarely.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $161 | $161 | $161 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,415 | $1,492 | $1,970 |
| Total Monthly Payment | $1,651 | $1,728 | $2,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.