454 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570 | $339,000

Turnkey Waterfront Townhome in Little Harbor Resort. Experience effortless waterfront living in this fully furnished, maintenance-free townhome located within the sought-after waterfront resort community of Little Harbor Resort on the shores of Tampa Bay. Whether you are searching for a full-time residence, winter retreat, or a high-performing income property, this exceptional townhome offers the ideal combination of lifestyle and investment potential. Perfectly positioned with direct access to Tampa Bay and the Gulf of Mexico — with no locks or bridges, the location is especially attractive to boaters and vacation guests alike. From the multiple private balconies, enjoy spectacular sunsets and sweeping views that stretch across Tampa Bay, a tranquil coastal preserve, and the iconic. Imagine dolphins and manatees enjoying the canal while you relax on the balcony.
This property features include: 2 bedrooms withe private balconies and ensuite bathrooms, fully equipped kitchen with stainless appliance and granite countertops overlooking the living area that includes a beautiful water view. There is a laundry area with a stackable unit next to the half bath and another balcony you can enjoy a sunrise from. Quality furnishings throughout for immediate enjoyment or rental use
Roll-down screens for added comfort and privacy on living room balcony, large garage with generous indoor and outdoor storage — perfect for beach gear, bikes, fishing equipment, or a golf cart.

Resort-Style Amenities give owners and guest access to a full array of amenities which include: 2 restaurants, multiple pools, private beach, private pier, tennis/pickleball courts, dog park, playground, arcade, game room, access to two boat clubs a full access marina and a high and dry marina.

The location also provides easy access to shopping, dining, and outdoor recreation, while being just a short drive from some of Florida’s most celebrated beaches including Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. There a nature parks along Tampa Bay for daytime enjoyment.
In addition, the cultural, dining, and entertainment offerings of Tampa are within easy reach, including professional sports, concerts, festivals, and year-round events.
This property is fully furnished and ready to generate income immediately. With strong short-term rental demand, minimal maintenance requirements, and high guest appeal, it presents an excellent opportunity for investors or buyers seeking a personal coastal retreat with income potential.

With its unmatched waterfront location, resort-style amenities, and proven vacation destination appeal, this exceptional property offers the best of Florida’s coastal lifestyle and investment opportunity.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2007
  • Garage: 2-car Garage Door Opener, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,258
  • Acreage: 0.03
  • Est. Taxes: $8,061
  • HOA Fee: $625 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • MLS#: A4684484
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4684484/454bahiabeachboulevard_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 8:07:54 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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454 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570

$339,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,200 $271,200 $271,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.345% 6.533% 5.783%
Monthly Tax Payment $672 $672 $672
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,604 $1,692 $2,214
Total Monthly Payment $2,351 $2,439 $2,961

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.