|
This 3 bedroom plus den, 2 bathroom home in Bloomingdale, Valrico offers 1, 588 square feet with a layout designed for flexibility and everyday living. If you need a home office, guest space, or bonus room, the den with French doors provides that option. The split-bedroom floor plan separates the primary suite from the secondary bedrooms, and the main living area features vaulted ceilings, engineered hardwood flooring, and a wood-burning brick fireplace.
The layout connects the living and dining areas for a natural flow. The kitchen includes stainless steel appliances, Corian countertops, and a breakfast nook for casual dining. The primary suite includes walk-in closets, a soaking tub, and a separate shower. Secondary bedrooms are positioned for privacy and share a full bathroom.
Major practical features include a roof replaced approximately 3 years ago, hurricane shutters, rain gutters, and a 2-car garage. The home is located in Flood Zone X, which may reduce insurance requirements. No HOA is required, so you are not obligated to pay HOA fees or follow mandatory HOA restrictions.
Outside, the home offers a covered and screened lanai overlooking a fully fenced backyard. There is also a storage shed for additional space. The yard supports pets, outdoor use, or future improvements.
Located in the Bloomingdale area of Valrico, this home is near schools, parks, shopping, dining, and commuter routes to Tampa. If you are looking for a home with flexible space, key system updates, and fewer ownership constraints, this property offers a practical option in an established community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $410 | $410 | $410 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,722 | $1,792 | $2,366 |
| Total Monthly Payment | $2,207 | $2,277 | $2,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.