916 MILLS ESTATE PLACE, Chuluota, FL, 32766 | $1,199,000

Rare opportunity to own a custom 5-bedroom, 4-bath pool home on over an acre in the gated community of Estates on Lake Mills! Situated on a quiet cul-de-sac with conservation views, this exceptional residence offers privacy, space, and a thoughtfully designed 3-way split floor plan that captures the feel of private estate-style living, ideal for both family living and entertaining. The formal living and dining areas open seamlessly to the lanai through roll-away sliding glass doors, creating the perfect indoor-outdoor entertaining experience. A private office/den provides an ideal work-from-home retreat, while the gourmet kitchen features custom wood cabinetry, granite counters, a large island with breakfast bar, walk-in pantry, and a casual dining area that flows into the spacious family room. The luxurious primary suite includes a sitting area, large walk-in closet, French doors to the lanai, and a spa-inspired bath with dual vanities, jetted tub, and walk-in shower. Three large secondary bedrooms are privately separated from the main living area by pocket doors. Upstairs you will find a bedroom and bath along with a media room and bonus room. Step outside to your private outdoor oasis featuring a sparkling resort-style pool and spa plus a fully equipped summer kitchen with grill, refrigerator, and ample counter space—perfect for year-round entertaining. Additional highlights include a spacious 3-car garage, private pathway access to a neighboring gated community, top-rated Oviedo schools, close proximity to UCF, and convenient access to Downtown Orlando, offering the perfect blend of privacy, luxury, and convenience. Homes in Estates on Lake Mills rarely become available—schedule your private showing to experience this exceptional property in person.

Features

  • Amenities: Gated, Playground, Tennis Court(s)
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,412
  • Acreage: 1.05
  • Est. Taxes: $9,671
  • HOA Fee: $1,600 Annually
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: O6390398
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /eprop/O6390398/916millsestateplace_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2026 3:36:16 AM)
Listing courtesy of Call It Closed Intl Realty   Phone: 407-338-3339

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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916 MILLS ESTATE PLACE, Chuluota, FL, 32766

$1,199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,200 $959,200 $959,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment $806 $806 $806
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,674 $5,828 $8,094
Total Monthly Payment $6,605 $6,759 $9,025

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.