13 WHITE HORSE WAY, Groveland, FL, 34736 | $589,000

*Price Reduced*
Spacious and beautifully maintained former model home with many upgrades offering over 3, 600 sq ft of living space with 5 bedrooms and 3. 5 bathrooms. This one-owner property features neutral décor throughout, creating a clean and versatile backdrop for any style. Meticulous and spacious inside and out, the home offers added privacy with no rear neighbors.
Inside, you’ll find a large laundry room with an additional storage closet and ample storage throughout the home. The 3-car garage includes a 2-car tandem space plus an additional single bay, providing plenty of room for vehicles, hobbies, or extra storage.
A standout feature is the separate in-law apartment with its own private front entrance, offering flexible living options for guests, extended family, or multi-generational living. The in-law suite includes its own washer and dryer, dishwasher, refrigerator, kitchenette, sink, walk-in shower, walk-in closet, and separate A/C unit.
Conveniently located approximately 1 mile from the new Cherry Lake Preparatory School, Cherry Lake Park, and just 12 minutes from the new "under development" Minneola shopping district ~ which is being designed with a charming small-town feel. The Minneola Shopping district will feature popular destinations such as Crooked Can Brewery, Three Birds Café, splash pads and plenty of both shopping and places to grab a bite. 10 short minutes to Downtown Clermont and 25 minutes from Downtown Winter Garden.
Nearby attractions include Walt Disney World and Universal Studios (approximately 45 minutes), SeaWorld (about 55 minutes), Cocoa Beach (about 2 hours), and Clearwater Beach (about 2. 5 hours).

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room, Other
  • Style: Contemporary
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,663
  • Acreage: 0.22
  • Est. Taxes: $10,262
  • HOA Fee: $71 Monthly
  • Lot Desc: Irregular Lot, Sidewalk
  • Elem. School: Clermont Elem
  • Middle School: Windy Hill Middle
  • High School: South Lake High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8485597
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/TB8485597/13whitehorseway_groveland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 4:47:07 PM)
Listing courtesy of LUXE PROPERTIES   Phone: 305-809-7650

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13 WHITE HORSE WAY, Groveland, FL, 34736

$589,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,200 $471,200 $471,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $855 $855 $855
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,901 $2,978 $3,913
Total Monthly Payment $3,848 $3,925 $4,860

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.