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Presented by
Gregory Baldwin |
Welcome home to this move in ready SE Lakeland home featuring the hard to find affordable 4 bedrooms. The home showcases some updates with newer luxury vinyl tile in some areas and newer carpeting in the great room. The seller is offering a $5000 seller concession in lieu of new flooring in the bedrooms, which can be used for rate buy down or help with buyer's closing cost. Enjoy the beautiful bricked fireplace wall in the the great room which separates the dining room and great room. The galley style kitchen is open to the dining room and presents loads of storage and cabinetry. There is a breakfast bar for those quick on the go meals. The primary bedroom provides an extra long vanity with 2 separate sinks, large step in shower and a huge walk in closet. The 4th bedroom could easily be an office or nursery, as it is located right off of the primary bedroom. The guest bedrooms are on the opposite side of the home separated by the guest bathroom. The home sits on a gracious third of an acre corner lot with a large 23'x10' screened porch in the completely privacy fenced in backyard. Plan for lots of family fun outside in the oversized backyard and supersized porch for extra entertaining space. USDA 100 percent financing is available for this home.
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Our Executive Mortgage Banker:
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$295,000
Sales Associate
William Raveis Real Estate
Phone: 631.960.1945
Gregory.Baldwin@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $336 | $336 | $336 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,413 | $1,472 | $1,944 |
| Total Monthly Payment | $1,824 | $1,883 | $2,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.