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In the heart of Cotuit, this historic home offers character, privacy, and thoughtful updates across a beautifully landscaped setting, close to the village center and just 0. 6 miles from scenic Ropes Beach. Recognized by the local HistoricalCommission and featured in Cape Cod Magazine, the property pairs original details, including hardwood floors and staircase, with the ease of a full renovation that respects its character and later guest house addition. A shell driveway leads to a private backyard framed by hydrangeas, mature plantings, irrigation, an outdoor shower, and a stone patio with outdoor fireplace, perfect for summer or fall evenings with friends. Inside, the main house offers a living room with a gas fireplace, bay window dining room, kitchen with granite island, gas cooktop, wall oven, pantry, and custom cabinetry, plus a first-floor bedroom, full bath, laundry, family room, and screened sun porch overlooking the yard. Upstairs are the primary suite with walk-in closet, bath, and private terrace, plus an additional bedroom, a full bath, and a loft area that can be used as an office or an entertainment space. Detached guest quarters, known as The Roost, offer living space, kitchenette, bath, loft bedroom, storage, and full basement. Ideal as a year-round home, summer retreat, or income property. Passing Title V for 4 bedrooms in hand.
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| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring: Wood | 19.3 x 23.1 | Second |
| Bedroom 3 | Flooring: Wood | 19.3 x 23.1 | First |
| Dining Room | Flooring: Wood | 19.3 x 23.1 | First |
| Kitchen | Countertop(s): Granite,Flooring: Wood,Stove(s): Gas | 19.3 x 23.1 | First |
| Living Room | Fireplace(s): Gas,Flooring: Wood | 19.3 x 23.1 | First |
| Master Bedroom | Flooring: Wood | 19.3 x 23.1 | Second |
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NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,044 | $1,044 | $1,044 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,937 | $9,697 | $13,360 |
| Total Monthly Payment | $10,106 | $10,866 | $14,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.