10 Cottage Place, #12F, White Plains, NY, 10601 | $459,999

Perched on the top floor, this sun-drenched 12th-floor corner residence delivers true penthouse vibes with sweeping, unobstructed views of downtown White Plains and breathtaking sunsets from its prized southern and western exposure. Wake up above it all and unwind each evening with expansive cityscape views stretching east and west , the ultimate backdrop for elevated living. This beautifully maintained one-bedroom condo blends style with peace of mind, featuring fully replaced sliding windows (May 2024) that enhance both comfort and clarity of those panoramic views. Major upgrades continue with a new electrical breaker panel (June 2024) and a brand-new HVAC system (January 2025), offering turnkey confidence for years to come. Inside, refinished hardwood floors (June 2023) flow throughout the space. The modern kitchen is outfitted with sleek stainless steel appliances including refrigerator, dishwasher, microwave, and gas range all complemented by Silestone countertops and a two-seat breakfast bar perfect for casual dining or entertaining. The inviting living room centers around a charming wood-burning fireplace, creating warmth and character rarely found in condo living. The bedroom offers exceptional storage with two oversized wardrobe closets with built-in shelving plus a dedicated linen closet. A full bath with tub and limestone vanity completes the home. Beyond the walls, the lifestyle is unbeatable. You’re less than a 10-minute walk to the Metro-North station, offering convenient express trains to Manhattan, ideal for commuters who want seamless access to the city without sacrificing space and views. Enjoy the ease of being fully walkable to City Center for shopping, dining, groceries, and everyday conveniences. Leave the car parked and step right into the vibrant energy of downtown. Additional highlights include: • Deeded parking space • Private garage-level storage unit • Laundry on every floor • Rooftop fitness center with ample cardio and strength equipment Located in the heart of White Plains, this top-floor sanctuary offers low-maintenance luxury, unmatched walkability, and skyline views that truly set it apart. A rare opportunity to own one of the building’s most desirable vantage points

Features

  • Parking: 1-car, Assigned
  • Heating: Electric, Hot Water
  • Cooling: Central Air
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1985
  • Common Charge: $902 Monthly
  • Approx Sq. Feet: 901
  • Est. Taxes: $3,660
  • Elem. School: White Plains (Controlled Parents’ Choice)
  • Middle School: White Plains Middle School
  • High School: White Plains Senior High School
  • School District: White Plains
  • Pet Policy: Number Limit, Size Limit
  • Appliances: Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 970863
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/970863/10cottageplace_whiteplains_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sena Baron PartnersSales Associates

914.602.8199

SenaBaronPartners@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 Cottage Place, #12F, White Plains, NY, 10601

$459,999

Sena Baron Partners

Sales Associates

William Raveis Real Estate

Phone: 914.602.8199

SenaBaronPartners@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,999 $367,999 $367,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,206 $2,296 $3,031
Total Monthly Payment $2,586 $2,676 $3,411

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.