11201 122ND AVENUE, #197, Largo, FL, 33778 | $215,000

Welcome to Shadow Lakes, a desirable community in the heart of Largo offering comfort, convenience, and low-maintenance Florida living. This beautifully updated ground-floor 2-bedroom, 2-bathroom condo features 960 square feet of move-in ready living space with modern finishes throughout. The fully renovated kitchen is the centerpiece of the home, showcasing stainless steel appliances including a Whirlpool French door refrigerator, range, built-in microwave, and dishwasher. Quartz countertops, rich wood cabinetry, and a stylish tile backsplash complete the space, creating a functional and elegant cooking area. The open layout flows seamlessly from the kitchen to the dining area and into the spacious living room, where sliding glass doors lead to a private screened porch perfect for relaxing and enjoying Florida's year-round sunshine. Both bedrooms are generously sized and include walk-in closets. The primary suite features a beautifully updated en-suite bathroom with a large quartz vanity, dual mirrors, designer lighting, and a glass-enclosed shower with classic tile surround. The second full bathroom offers a premium walk-in safe-step tub. Additional features include tile flooring throughout the main living areas, fresh interior paint, updated lighting fixtures, ceiling fans in every room, and a full-size in-unit washer and dryer. Located in Flood Zone X, flood insurance is not required. Shadow Lakes is an all-ages, pet-friendly community (cats and dogs up to 25 lbs) offering two lakeside swimming pools, a covered pavilion with BBQ area, a rentable gathering space, and an on-site car wash station. The unit includes assigned parking with additional guest parking available. The $489 monthly HOA fee covers cable TV, internet, water, sewer, trash, exterior maintenance, building insurance, and community amenities.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: SHADOW LAKES CONDO
  • Year Built: 1984
  • Approx Sq. Feet: 960
  • Acreage: 2.61
  • Est. Taxes: $0
  • Condo Fee: $489 Monthly
  • Lot Desc: Level, Sidewalk
  • Elem. School: Fuguitt Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8486076
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8486076/11201122ndavenue_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 1:57:11 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11201 122ND AVENUE, #197, Largo, FL, 33778

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,030 $1,073 $1,404
Total Monthly Payment $1,105 $1,148 $1,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.