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Beautiful detached 2-family home with private driveway and finished basement located in Old Howard Beach directly across from Charles Park. Situated on a 40x100 lot, this well maintained property features a fenced yard, lovely front yard, and spacious backyard perfect for outdoor enjoyment. The first-floor apartment features 3 large bedrooms, a spacious living room and dining area, an eat-in-kitchen with window, and 1 full bath. The second-floor apartment has been beautifully renovated with high-end finishes, featuring an open floor plan with a large living and dining area, updated kitchen with center island, 2 spacious bedrooms, 1 updated bath, and a laundry area. A deck off the second floor provides the perfect space to relax. The finished basement offers additional living space with a large family room, laundry room, and utility/boiler room. Additional highlights include separate entrances for each unit, two gas meters and two electric meters, and convenient access to transportation. The Q11 bus is located directly in front of the home, with the A train nearby, along with shopping, schools, and houses of worship.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,024,000 | $1,024,000 | $1,024,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $701 | $701 | $701 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,734 | $6,222 | $8,572 |
| Total Monthly Payment | $6,560 | $7,048 | $9,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.