455 ALT 19 S, #163, Palm Harbor, FL, 34683 | $210,000

Welcome to Harbor Club Condominiums, one of Palm Harbor’s best kept secrets, where resort style living meets everyday convenience at an affordable price. This move-in ready 3 bedroom, 2 bathroom condo offers over 1, 100 square feet of bright, inviting living from the moment you step inside. Laminate wood flooring runs throughout the home, creating a warm and cohesive feel. The kitchen features newer stainless steel appliances and is conveniently located next to the interior laundry room. Just off the kitchen, the dining area flows into the spacious living room with built-in features creating an open and comfortable space for everyday living and gathering. The owner’s suite features a walk in closet and a private ensuite bathroom. Two additional bedrooms are located on the opposite side of the home and share a full bathroom, with all bedrooms offering generous space and walk-in closets for ample storage. Step outside onto your private balcony to enjoy the Florida sunshine, with an additional storage closet providing convenient space for your extras. A brand new A/C unit installed in March 2025 and electric panel March 2026 adds peace of mind for years to come. Life at Harbor Club is all about enjoying the Florida lifestyle. Residents have access to two swimming pools, a hot tub, tennis and pickleball courts, basketball courts, grills, picnic areas, and an on-site community manager. The community also features a dedicated dog walking area, kayak storage rentals, and gathering spaces with a fire pit and gazebo. The monthly HOA fee includes water, sewer, trash, escrow reserves, insurance, common area taxes, and exterior building maintenance, making this a low maintenance and attractive option in a prime location. Outdoor enthusiasts will especially appreciate the direct access to the Pinellas Trail just outside the community entrance. Ideally located in the heart of Palm Harbor, this home places you just minutes from Downtown Dunedin, the Dunedin Causeway, historic Tarpon Springs, and the charming shops and restaurants of Ozona and Downtown Palm Harbor. World renowned Honeymoon Island and Caladesi Island State Parks are also just a short drive away for days spent enjoying the Gulf. For added convenience, the Jolly Trolley stops just outside the community and offers easy access to Clearwater Beach and other local attractions. This is an incredible opportunity to enjoy Florida living in a vibrant and well loved Palm Harbor community. Don’t miss your chance to make it yours.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Basketball Court, Clubhouse, Maintenance, Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Complex: HARBOR CLUB CONDO
  • Year Built: 1985
  • Approx Sq. Feet: 1,128
  • Est. Taxes: $2,477
  • Condo Fee: $710 Monthly
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8479817
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8479817/455alt19s_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 5:54:02 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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455 ALT 19 S, #163, Palm Harbor, FL, 34683

$210,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,034 $1,061 $1,395
Total Monthly Payment $1,315 $1,342 $1,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.