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Embrace the Florida waterfront lifestyle in this beautifully updated double-wide home located within a the vibrant 55+ waterfront community of Tropic Isles designed for relaxation, recreation, and an active coastal lifestyle. Just steps from the home, this property includes a deeded dock with 10, 000-lb boat lift at the end of the cul-de-sac, making it easy to spend your days boating, fishing, kayaking, or simply enjoying peaceful views along the water. Inside, the home has been thoughtfully updated to create a bright and welcoming space with a relaxed coastal feel. Wide plank flooring flows throughout the main living areas, complemented by soft neutral tones and abundant natural light that enhance the open layout. The renovated kitchen features crisp white shaker-style cabinetry, granite countertops, modern hardware, a tile backsplash, and an oversized breakfast bar that opens seamlessly to the living and dining areas, creating the perfect space for gathering with friends and family. Multiple living spaces offer flexibility for everyday living and entertaining, including a separate bonus living area highlighted by a warm wood accent wall that adds character and charm. A dedicated office with its own private exterior entrance provides an ideal setup for working from home, a creative studio, or a private guest workspace. Both bathrooms have been tastefully updated with modern vanities, stone countertops, and beautifully finished walk-in showers. Outside, the property features low-maintenance landscaping with no grass to maintain, giving you more time to enjoy the water and the incredible amenities this community offers. Residents enjoy access to an impressive array of amenities including a waterfront clubhouse, heated pool and spa, fitness center, pickleball and shuffleboard courts, game room, library, and community marina with boat ramp. Whether relaxing poolside, staying active with neighbors, or heading out on the water from your deeded dock, this community is designed for enjoying the Florida lifestyle to the fullest. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. **
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,533 | $1,616 | $2,109 |
| Total Monthly Payment | $1,798 | $1,881 | $2,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.