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Classic colonial charm meets breathtaking views. Impeccably maintained Colonial in the desirable Valley Dale area! This beautiful 4-bedroom, 2. 5-bath home features a 2-car side-entry heated garage and sits gracefully on a picturesque 1-acre parcel with a level backyard and breathtaking views that seem to go on forever. Inside, this classic Colonial checks all the boxes with hardwood floors throughout and thoughtfully designed living spaces. The inviting living room features a cozy wood-burning fireplace framed by custom built-in shelving, perfect for relaxing evenings at home. Entertain with ease in the formal dining room with elegant crown moldings and a gourmet kitchen equipped with custom cabinetry and stainless-steel appliances. Additional living spaces include a family room with French doors that open to an expansive screened porch, the perfect spot to unwind while enjoying spectacular sunset views. Upstairs, the spacious primary bedroom includes a private en-suite bath, and all four bedrooms feature beautiful hardwood flooring. Home features two heating sources, oil and a new Top Of The Line Mitsubishi Split Air Conditioning & Heat System that comes with a 10 year Warranty. Full unfinished basement also has same Mitsubishi system. With its scenic setting, classic style, and exceptional living spaces, this home offers the perfect opportunity to enjoy everything the Hudson Valley has to offer.
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Our Executive Mortgage Banker:
$574,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,028 | $1,028 | $1,028 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,945 | $3,850 |
| Total Monthly Payment | $3,952 | $4,065 | $4,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.