1238 FLOTILLA DRIVE, Holiday, FL, 34690 | $995,000

Huge Price Reduction! Bring your contractor and transform this property into your personal paradise. Welcome to this one-of-a-kind exclusive waterfront home pool home in Holiday, set on 1. 18 acres at the end of a quiet cul-de-sac on the Anclote River, with water on three sides and approximately 630 feet of waterfront. Surrounded by beautiful moss-draped oak trees, the property offers a private and scenic setting with incredible potential. Featuring Spanish and Mediterranean-inspired architecture, the home showcases arched openings, beamed ceilings, and stone and wood accents throughout. The spacious floor plan includes a sunken formal living room, family room, dining room, office/den and an updated kitchen with a large island, waterfall countertop, range, double oven, and walk-in refrigerator. A flex space with a wet bar and fireplace adds versatility, while the ground floor bath includes dual sinks, sauna with Jacuzzi tub and walk in shower. Two private primary suites, each with separate staircase access, offers comfort and privacy, and both feature private balconies with beautiful water views. Outdoor highlights include a covered deck, gazebo, lanai, oversized 3-car garage, and an expansive yard with room for boat or RV parking and possible tennis court restoration. Buyers will appreciate the opportunity to add a dock and boat lift for easy access to the Gulf of America, perfect for boating, fishing, and enjoying the waterfront lifestyle. This exceptional property offers a rare setting and endless opportunity for updating and personalized touches to create a truly spectacular waterfront retreat. With no HOA and convenient access to Tarpon Springs, beaches, shopping, and dining, this is a rare chance to make it your own.

Features

  • Rooms: 15
  • Bedrooms: 6
  • Baths: 5 full / 1 half
  • Laundry: Inside
  • Style: Mediterranean
  • Year Built: 1971
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 5,360
  • Acreage: 1.18
  • Est. Taxes: $8,869
  • Lot Desc: Cul-De-Sac, FloodZone, Oversized Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Sunray Elementary-PO
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Pool: Gunite, In Ground
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Range, Refrigerator
  • MLS#: TB8485598
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /eprop/TB8485598/1238flotilladrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 3:25:59 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1238 FLOTILLA DRIVE, Holiday, FL, 34690

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $739 $739 $739
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,709 $4,837 $6,717
Total Monthly Payment $5,540 $5,668 $7,548

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.