3533 SOMERSET CIRCLE, Kissimmee, FL, 34746 | $489,000

Welcome to 3533 Somerset Circle, a beautifully maintained 4-bedroom, 3-bathroom waterfront home with a dedicated office—easily used as a fourth bedroom—located in the prestigious gated community of Bellalago in Kissimmee, Florida. This spacious residence offers 2, 452 square feet of thoughtfully designed living space on a generous lot, featuring a split floor plan for added privacy and an open-concept layout ideal for both everyday living and entertaining.
Freshly painted inside, the home feels bright, clean, and move-in ready. The kitchen has also been updated with brand-new stainless steel appliances, complementing the elegant granite countertops, pantry, cozy breakfast nook, and ample cabinetry. This inviting space flows seamlessly into the spacious living and dining areas, making it perfect for gatherings with family and friends.
The primary suite is a relaxing retreat featuring a private bath, walk-in closet, and solid surface countertops, which are also found in the home’s additional bathrooms. The dedicated office includes its own closet, making it a versatile space that can easily serve as a fourth bedroom, guest room, or flex space to suit your lifestyle.
Enjoy the flexibility and functionality of a split 3-car garage—one side offering space for two vehicles and the other for a single car, perfect for storage, a workshop, or housing recreational gear.
Step outside to your screened-in lanai and enjoy peaceful water views—perfect for morning coffee, evening sunsets, or simply relaxing with nature. With direct access to the canal leading to Lake Toho, you’ll enjoy the rare luxury of waterfront living with boating right from your own backyard.
Living in Bellalago means being part of a vibrant, secure, and amenity-rich community. Set along over a mile of shoreline on Lake Tohopekaliga, Bellalago offers resort-style living just 21 miles from Walt Disney World. Residents enjoy access to three sparkling pools, scenic walking trails, two state-of-the-art fitness centers, a fishing pier, and the on-site restaurant, Flip Flops, perfect for casual dining.
For those who love to stay active, Bellalago offers pickleball, tennis and basketball courts, beach volleyball, and a kids’ water park. A dog park and picnic area add to the community’s charm. Boating enthusiasts will love the private boat launch and lift, making it easy to explore the expansive waters of Lake Toho from your own backyard.
Don’t miss your chance to experience the best of Kissimmee’s lifestyle—peaceful, luxurious, and full of possibilities. Schedule your private tour of 3533 Somerset Circle today and discover why Bellalago is one of Central Florida’s premier waterfront communities!

Features

  • Amenities: Basketball Court, Fence Restrictions, Fitness Center, Gated, Playground, Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Mediterranean, Traditional
  • Year Built: 2005
  • Garage: 3-car Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,452
  • Acreage: 0.21
  • Est. Taxes: $6,092
  • HOA Fee: $364 Monthly
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Water
  • Water Front: Yes
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6389228
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/O6389228/3533somersetcircle_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 5:39:31 AM)
Listing courtesy of LA ROSA REALTY LAKE NONA INC   Phone: 407-270-6841

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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3533 SOMERSET CIRCLE, Kissimmee, FL, 34746

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $508 $508 $508
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,409 $2,470 $3,249
Total Monthly Payment $2,992 $3,053 $3,832

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.