90 Berkshire Street, Providence, RI, 02908 | $710,000

Brand new two-family construction located in the highly desirable Providence College area of Providence! This modern multi-family property offers a fantastic opportunity for owner-occupants or investors looking for strong rental potential in a prime location. Situated at 90 Berkshire St, this newly built property features two spacious units with modern layouts, updated finishes, and energy-efficient systems. Each unit offers open-concept living spaces, contemporary kitchens, and comfortable bedrooms designed for today's lifestyle. An additional highlight is the potential for an Accessory Dwelling Unit (ADU), providing the opportunity to create extra rental income, in-law living space, or extended family accommodations (subject to buyer verification and city approvals). Located just minutes from Providence College, shopping, restaurants, highways, and downtown Providence, this property is ideal for student rentals, long-term tenants, or owner-occupied investment. Property Highlights: New construction multi-family (2 units). Potential ADU opportunity for additional income. Modern layouts and finishes. Ideal for owner-occupied or investment use. Strong rental demand near Providence College. Convenient access to downtown, highways, and local amenities. Whether you're looking to live in one unit and rent the other or expand your investment portfolio, this property offers excellent potential in a sought-after Providence neighborhood.

Features

  • Rooms: 14
  • Bedrooms: 6
  • Baths: 4 full
  • Units: 2
  • Style: Stacked
  • Year Built: 2026
  • Garage: No Garage
  • Heating: Forced Air,Gas
  • Cooling: Central Air
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished
  • Acreage: 0.08
  • Est. Taxes: $0
  • Appliances: Gas Water Heater
  • MLS#: 1406385
  • Website: https://www.raveis.com
    /prop/1406385/90berkshirestreet_providence_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Gretchen EggersSales Associate

617.921.5887

Gretchen.Eggers@raveis.com

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Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

90 Berkshire Street, Providence, RI, 02908

$710,000

Gretchen Eggers

Sales Associate

William Raveis Real Estate

Phone: 617.921.5887

Gretchen.Eggers@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $568,000 $568,000 $568,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,270 $3,637 $4,717
Total Monthly Payment $3,362 $3,729 $4,809

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.