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New York (South Harlem), NY, 10026 | $350,000
Residence 2H at 92 Saint Nicholas Avenue, is a flexible prewar home located in a classic Harlem HDFC cooperative. Situated in a elevator building, this apartment offers a great opportunity to create a personalized home.
The apartment features high ceilings, and decorative wall moldings. The layout includes a living/dining area and a windowed kitchen with potential for customization and thoughtful design. The home currently offers three bedrooms along with an additional bonus room that can function as a home office, nursery, guest room, or additional sleeping area depending on your needs.
Purchasers must meet income eligibility requirements based on 120 Area Median Income (AMI) and are subject to board approval. Pet friendly building. No investors and no pied-a-terre's. Primary residence only. Live in super and a part time porter. A community room that can be rented by the shareholders.
Located on tree-lined Saint Nicholas Avenue, the building is only 5 blocks to Central Park and offers immediate access to Harlem's most vibrant amenities. Two blocks to the 2/3 express trains and a short walk to the B/C lines, connecting you to all of Manhattan in minutes. Moments from Mount Morris Park, and the historic brownstone streets of South Harlem. Surrounded by top dining and shopping, including Harlem Coffee Co. , Red Rooster, Corner Social, Sottocasa, Sugar Hill Creamery, Archer & Goat, Cucina Italian Tavern, Whole Foods, Trader Joe's and Target. Convenient proximity to Metro-North at 125th Street.
Cash offers only.
Maximum household income limits at 120% AMI are as follows:
1 person: $136, 080
2 persons: $155, 520
3 persons: $174, 960
4 persons: $194, 400
5 persons: $210, 000
6 persons: $225, 600
7 persons: $241, 080
Features
- Town: New York
- Levels: 7
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Laundry: Building None
- Year Built: 1926
- Common Charge: $1,325 Monthly
- View: Other
- Pet Policy: Building Yes,No
- MLS#: RLS20076720
- Days on Market: 75 days
- Website: https://www.raveis.com
/prop/RLS20076720/92stnicholasavenue_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Brown Harris Stevens Residential Sales LLC Phone: (212) 906-9234
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
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New York (South Harlem), NY, 10026
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $1,799 | $1,843 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535