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Walk to the Beach from this Versatile 5-Bedroom Island Retreat! Located on beautiful Anastasia Island, this spacious three-level home offers 5 bedrooms, 4 bathrooms, and incredible flexibility—ideal for multigenerational living, vacation rental potential, or simply enjoying room to spread out. Just minutes from the beach and historic St. Augustine, the location blends island living with everyday convenience. The first floor features two en suite bedrooms—one with private outdoor access and an outdoor shower—along with a laundry/utility room and a cozy sitting area with space to add a kitchenette. This level is perfect for guests, extended family, or creating a separate rental setup. The second floor is the heart of the home, offering a bright open kitchen with granite countertops, dining area, and a spacious living room. Two additional guest bedrooms (one without a closet), a full bathroom, and a small office or gaming nook complete the space. Step out onto the second-story porch to enjoy morning coffee or coastal breezes. The third floor serves as a private retreat, featuring a bedroom suite with a walk-in closet, linen storage, and a luxurious bathroom with soaking tub and walk-in shower. A private balcony overlooks the property—an ideal spot for quiet evenings or stargazing. Fresh interior paint and updated finishes make the home move-in ready. Outside, enjoy shaded front and rear porches, a backyard shed, and ample parking for up to six vehicles, plus secure gated space for a boat, trailer, or RV. Currently on septic with the option to connect to sewer, the property also offers plenty of room to add a backyard pool if desired. Conveniently located within walking distance to restaurants, shopping, and grocery stores like Publix and Winn-Dixie, and just a mile from the beach, close to the St. Augustine Amphitheatre, and only 10 minutes from historic downtown St. Augustine. More than just a home, this property offers a flexible coastal lifestyle in one of the area’s most desirable island locations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $827 | $827 | $827 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,489 | $4,606 |
| Total Monthly Payment | $4,226 | $4,407 | $5,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.