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Charming and well-maintained ranch offering convenient one-level living in a desirable Windsor Locks location. This 2-bedroom, 1-bath home features 720 square feet of comfortable living space and sits on a generous level 0. 39-acre lot, providing plenty of outdoor space for entertaining, gardening, or future possibilities. Freshly painted and new carpeting throughout-The main level includes a bright living room with a fireplace-Currently Sealed, an eat-in kitchen with included 2023 stainless steel appliances (oven/range, microwave, refrigerator), and two nicely sized bedrooms. A sunroom adds additional flexible space off the kitchen and leads to the backyard. The full basement offers excellent storage and potential for future finishing, and also includes the washer and dryer. Additional features include new exterior doors, an asphalt roof, radiator oil heat, public water and sewer, and a storage shed for outdoor equipment. Cable service is available for added convenience. Located close to parks, medical facilities, and local amenities, this home offers easy access to shopping, dining, and commuter routes. Whether you are looking for a starter home, downsizing to single-floor living, or an investment opportunity, this property offers great potential. A level lot and simple layout make this home easy to maintain while still offering room to personalize and make it your own. Don't miss the opportunity to own a solid ranch in a convenient Windsor Locks neighborhood.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Kitchen | Vinyl Floor | Main |
| Living Room | Wall/Wall Carpet | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
| Sun Room | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $216,000 | $216,000 | $216,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $297 | $297 | $297 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,278 | $1,330 | $1,751 |
| Total Monthly Payment | $1,650 | $1,702 | $2,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.