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One or more photo(s) has been virtually staged. Saint Augustine beauty located in historic Lincolnville. Built in 2014, this home captures both the historic charm of St. Augustine and the modern conveniences of today. The elevated main house has two bedrooms upstairs. The primary bedroom has its own private access to the large upstairs balcony providing the perfect place to enjoy your morning coffee. Adjacent to each bedroom is a private half bath and shared shower area. The open concept downstairs is the perfect place for entertaining. The living room has plenty of natural light with several large windows. The living area flows directly into the dining and kitchen area. Quartz counter tops, stainless steel appliances and large kitchen island makes the kitchen both functional and beautiful. This property comes with a detached garage. Above the garage is a spacious studio apartment with a full bathroom and kitchenette. Perfect for visiting guests, a home office or potential rental income. There is plenty of off street parking which will accommodate multiple vehicles. Enjoying the outdoors is easy to do from either of the two inviting and spacious porches. This property has been beautifully landscaped with maintenance free faux grass and beautiful slate pavered walkways. Conveniently located near downtown, it is an easy stroll or bike ride to experience local restaurants, art galleries, quaint shops and historic landmarks. Less than 3 miles to Anastasia State Park and the beach. This home offers the best of Florida living in the "Ancient City" of beautiful Saint Augustine!
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $842 | $842 | $842 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,544 | $3,738 | $4,936 |
| Total Monthly Payment | $4,478 | $4,672 | $5,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.