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420 GARVIN STREET, Punta Gorda, FL, 33950 | $775,000
Under contract-accepting backup offers. Waterfront Living in Punta Gorda Isles
Welcome to your slice of Florida paradise in the highly desirable Punta Gorda Isles. This beautifully updated 4-bedroom, 2-bathroom pool home features an OVERSIZED 3-CAR GARAGE with an EXTENDED THIRD BAY for larger vehicles and an 8' x 24' workshop, perfect for boats, hobbies, or extra storage. Inside, the home offers a den in addition to a family room, creating flexible living and work spaces. Positioned on an oversized corner lot with quick access to Charlotte Harbor and open water, high vaulted ceilings, plantation shutters, and expansive sliding glass doors seamlessly connect indoor living to the lanai and heated pool, delivering the ultimate Southwest Florida lifestyle. Flood insurance is transferable!
LUXURY WATERFRONT FEATURES
• Quick access to Charlotte Harbor and open water
• Concrete dock with water and electric
• 10, 000-lb boat lift (new in 2020)
• Oversized corner lot in Punta Gorda Isles
• Heated pool with solar panels and updated pump
SPACIOUS & BRIGHT INTERIOR
• 4 Bedrooms | 2 Bathrooms | Oversized 3-Car Garage with 8’ x 28’ workshop
• Den plus family room for flexible living spaces
• Bright split-bedroom floor plan for privacy
• High vaulted ceilings and abundant natural light
• Plantation shutters
• Luxury vinyl flooring throughout, baseboards, and trim updated in 2021
OPEN LIVING & ENTERTAINING SPACES
• Living room with double sliders showcasing pool and water views
• Family room and den expand entertaining options
• Seamless indoor-outdoor flow to the lanai and pool area
CHEF’S KITCHEN
• Custom wood cabinetry
• Granite countertops with quartz sink
• All stainless steel appliances
• Breakfast bar and closet pantry
• Dinette area overlooking pool and water
PRIVATE PRIMARY SUITE
• Spacious bedroom with slider to the lanai
• Comfortable seating area
• Dual closets
• Private bath with split vanities, walk-in shower, and water closet
COMFORTABLE GUEST ACCOMMODATIONS
• Three guest bedrooms on a split floor plan
• Built-in closets
• Shared guest bathroom with lanai access
• Privacy door separating guest wing
OUTDOOR FLORIDA LIFESTYLE
• Spacious screened lanai perfect for entertaining
• Heated pool with pool deck freshly painted in 2026
• Outdoor shower
• Beautifully landscaped backyard leading to waterfront
ADDITIONAL FEATURES & UPDATES
• 2023 Standing seam metal roof
• PGT impact windows
• 2023 exterior paint
• 2015 garage doors
• 2013 pool resurfaced
• 2020 variable speed pool pump
• 2025 solar pool heater panels
• 2020 new dock and boat lift
Live the waterfront lifestyle — boating, sunsets, and resort-style living right from your backyard.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 120 x 36 x 29 x 138 x 66
- Laundry: Inside, Laundry Room
- Year Built: 1993
- Garage: 3-car Driveway, Oversized, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,290
- Acreage: 0.34
- Lot Size: 120 x 36 x 29 x 138 x 66
- Est. Taxes: $6,627
- Lot Desc: Corner Lot, Cul-De-Sac, City Lot, In County, Irregular Lot, Landscaped, Oversized Lot
- View: Pool, Water
- Water Front: Yes
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Solar Heat
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: C7523199
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/C7523199/420garvinstreet_puntagorda_fl?source=qrflyer
Listing courtesy of KW PEACE RIVER PARTNERS Phone: 941-875-9060
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
420 GARVIN STREET, Punta Gorda, FL, 33950
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $552 | $552 | $552 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,868 | $5,107 |
| Total Monthly Payment | $4,357 | $4,512 | $5,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388