2221 TERRACE DRIVE N, Clearwater, FL, 33765 | $395,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome home to this completely updated three-bedroom, two-bath home in a fantastic Clearwater location, close to shopping, dining, beaches, and everything the area has to offer. Thoughtfully renovated from top to bottom, this home combines modern upgrades with charming architectural details, giving you the feel of a brand-new home with character. Beyond the beautiful cosmetic updates, this home has been extensively upgraded where it matters most. Major improvements include a brand-new roof, new electrical system, new plumbing, a new hot water heater, new paint throughout, new doors and hardware, and durable luxury vinyl plank flooring across the entire home. The electrical and plumbing upgrades also include a five-year transferable warranty, providing added peace of mind for the new owner. All kitchen appliances are brand new and come with a two-year warranty. Step through the front door into a light-filled, open-concept living space. Just inside the entry, you’ll notice a beautifully designed architectural alcove with enough space for a bench, shelves or more - creating the perfect drop zone for coats, bags, and shoes. Custom archways added throughout the home enhance the character and flow between rooms. Continue into the stunning kitchen and dining area, designed to be both stylish and functional. The kitchen features gorgeous quartz countertops, recessed lighting, soft-close white shaker cabinetry, and a striking blue designer tile backsplash that adds a pop of color and personality. Floating shelves complement the backsplash while offering display space, and the center island provides additional storage along with a convenient breakfast bar for casual dining. The kitchen is fully equipped with brand-new stainless steel appliances, including a side-by-side refrigerator, range, microwave, and dishwasher. To the right side of the home are two spacious guest bedrooms, both filled with natural light. The rear bedroom features a generously sized wall closet, while the front bedroom is larger and offers two wall closets for exceptional storage. These bedrooms share a beautifully updated full bathroom with a tub and shower combination. On the opposite side of the home, the private primary suite provides a relaxing retreat. The bedroom includes a walk-in closet and a completely remodeled en-suite bathroom featuring an oversized step-in shower and a stylish updated vanity. Just across the hall, you’ll find the convenient laundry room. At the rear of the home, a bright bonus room offers incredible flexibility. With windows on every wall, this sun-filled space overlooks the fully fenced backyard (fence is new too!) and can easily serve as a sunroom, home office, playroom, or additional living area. The yard has recently been seeded and is already beginning to grow into a lush outdoor space. The home is elevated on a crawlspace and connected to septic, adding to its functionality and efficiency. With all the major systems updated and thoughtful design touches throughout, this move-in-ready home offers modern comfort, style, and convenience in one of Clearwater’s most desirable locations. Come see it today and fall in love with everything this beautifully renovated home has to offer.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1956
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,560
  • Acreage: 0.14
  • Est. Taxes: $3,010
  • Elem. School: Eisenhower Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8484442
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/TB8484442/2221terracedriven_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 1:15:45 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2221 TERRACE DRIVE N, Clearwater, FL, 33765

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $251 $251 $251
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,895 $1,971 $2,603
Total Monthly Payment $2,221 $2,297 $2,929

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.