305 Via Castilla, #104, Saint Augustine, FL, 32095 | $250,000

Welcome to this exceptional 3-bedroom, 2-bathroom condo located in a prestigious gated community known for its luxury amenities and proximity to top-rated schools. Offering a luxury resort lifestyle, residents can enjoy four pools, including one heated, a state-of-the-art fitness center, ten Har-Tru tennis courts, six dedicated pickleball courts, and a dog park. The community features miles of scenic trails, sports fields, and a stunning boardwalk leading to the Intracoastal, along with on-site dining, shops, and a championship golf course. Convenience is key, with grocery stores, banks, restaurants, salons, dry cleaners and more all within walking distance. This beautifully maintained condo boasts a light-filled interior designed with a functional split floor plan. The well-appointed kitchen includes new appliances include refrigerator, microwave, washer, dryer, and dishwasher. Recent enhancements also feature a new air conditioning unit installed in June 2025, and top-of-the-line plantation shutters on all windows. The property includes a screened lanai with additional storage and a covered carport, providing both comfort and convenience. Don’t miss this opportunity to own in a remarkable community! For more information, please contact Rose Coyne at 904-599-2091 or roseofhouses@gmail. com. $150 one time condo application fee. Community has 2 HOA fees- comes to $436 a month. Homeowners Association Quarterly Fee 655. 00 Master Association Quarterly Fee $653. See more details on https: //www. palenciaonline. com/new-homeowner/ Trash, Sewer, Security, Exterior Insurance, Maintenance and water included in HOA fee and Buyer approval required by HOA. Golf membership is separate from community amenities.

Features

  • Parking: Assigned
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 1
  • Amenities: Exercise,Gated,Community Pool Heated,Community Pool Unheated,Tennis,Pickleball
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: Palencia
  • Year Built: 2005
  • Common Charge: $655
  • Approx Sq. Feet: 1,383
  • Est. Taxes: $979
  • MLS#: 261158
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/261158/305viacastilla_saintaugustine_fl?source=qrflyer
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Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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305 Via Castilla, #104, Saint Augustine, FL, 32095

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.333% 6.419% 5.668%
Monthly Tax Payment $82 $82 $82
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,183 $1,231 $1,621
Total Monthly Payment $1,340 $1,388 $1,778

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.