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Contemporary Ranch Near the Water - 3 Westwood Drive, Waterford, CT 5 Bedrooms | 4 Full Baths | 4, 188 sq ft | 1. 1 Acres Just one block from the Long Island Sound, this spacious contemporary ranch sits in one of Waterford's most desirable coastal neighborhoods-where you can walk to the ocean, enjoy private beach access, and unwind on your own private stone patio tucked behind beautifully landscaped grounds. From the moment you step into the impressive vaulted foyer, the home's open, sun filled layout and thoughtful design make it clear you've arrived somewhere special. Key Features * Expansive 4, 188 sq ft of living space with an airy open floor plan. Vaulted ceilings in the foyer, dining area, and family room. 5 bedrooms & 4 full baths, including a spacious primary suite. Sunroom with sliders leading directly to the private patio. Galley kitchen with granite counters, double wall oven, propane cooktop, and abundant cabinetry. Plenty of work space. Beautiful hardwood floors throughout the main living areas. Over garage office suite with kitchenette-ideal for remote work, studio space, or potential in law setup. Attached oversized 2 car garage plus circular driveway with ample parking. Partial basement with hatchway-excellent storage or future expansion. Geothermal & heat pump system plus propane warm air for efficient heating and cooling. Public water, septic system, and room in the rear yard for a future pool The property offers private landscaped patio along the full length of the home, mature landscaping, stone walls & garden areas. Underground utilities keep the views clean and uncluttered. Location Highlights * One block from the ocean/sound with beach access * Private beach rights and walk to water convenience * Close to shopping, golf, and local amenities, schools * Located in the sought after Westwood neighborhood of Waterford Short distance from Harkness Park and other interesting event centers. Subject to owners finding suitable housing. They are actively looking! HOA $300. 00 per year for beach ins. Seller is related to the listing agent.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Jack & Jill Bath,Walk-In Closet,Hardwood Floor | 12.0 x 12.0 | Main |
| Bedroom 2 | Hardwood Floor | 10.0 x 14.0 | Main |
| Bedroom 3 | 11.0 x 11.0 | Main | |
| Bedroom 4 | 10.0 x 14.0 | Main | |
| Dining Room | Bay/Bow Window,Vaulted Ceiling,Hardwood Floor | 13.0 x 14.0 | Main |
| Great Room | Palladian Window(s),Vaulted Ceiling,Hardwood Floor | 16.0 x 16.0 | Main |
| Kitchen | Breakfast Nook,Granite Counters,Pantry,Sliders,Engineered Wood Floor | 8.0 x 23.0 | Main |
| Living Room | Vaulted Ceiling,Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | 14.0 x 16.0 | Main |
| Office | Vaulted Ceiling,Built-Ins,Wall/Wall Carpet | 20.0 x 20.0 | Upper |
| Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 14.0 x 15.0 | Main |
| Rec/Play Room | 10.0 x 14.0 | Main | |
| Sun Room | Sliders,Tile Floor | 13.0 x 11.0 | Main |
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William Raveis Real Estate
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $720,000 | $720,000 | $720,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,030 | $1,030 | $1,030 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,032 | $4,375 | $6,027 |
| Total Monthly Payment | $5,154 | $5,497 | $7,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.