1724 PASSAGE KEY LANE, Ruskin, FL, 33570 | $320,000

**LOCATION, LOCATION, LOCATION!** Welcome to the charming GATED community of Bayridge! This beautiful home, situated on a CORNER lot, features 3 bedrooms, 2 bathrooms, a separate OFFICE/DEN/FLEX ROOM, and a spacious 2-car garage with epoxy flooring and overhead storage racks. Like new, this home is ideally positioned on a peaceful, premium lot (partially fenced) within the gated community. You’ll LOVE the added privacy with breathtaking sunsets that light up the sky each evening. Additionally, the home is equipped with a whole-house water softener, which benefits your skin, hair, and plumbing. The home is equipped with a generator transfer switch connected to the main breaker panel, allowing easy, safe connection of a portable generator to power essential systems during a power outage and hurricane shutters. BRAND NEW WATER HEATER (March 2026). The large laundry room (inside) is equipped with a washer and dryer. The large, covered, screened lanai, complete with pavers, is the perfect spot for morning coffee, evening drinks, or simply enjoying the serene views. Inside, the cozy GREAT Room offers an open yet inviting floor plan, ideal for everyday living and entertaining. The stunning kitchen features updated appliances and ample storage for all your cooking needs. The OFFICE/DEN is perfect for remote work, a playroom, or a gym. The split-bedroom layout ensures privacy for everyone, with the comfortable primary suite with a HUGE custom master closet tucked away from the secondary bedrooms. The location couldn’t be better! You’re just a 20-30 minute drive from beautiful Florida beaches, downtown Tampa, Tampa Airport, St. Pete, Sarasota, and only an hour from Disney! So much to love about this property: the Bayridge community offers a private resort-style pool, a nature trail, a shaded playground with a soccer field, and GATED entry. If you’ve been looking for a home that is not in a flood zone (X), has NO CDD fees, LOW HOA, and requires minimal maintenance—all while being perfectly located—THIS IS IT! Some pictures have been virtually staged.

Features

  • Amenities: Basketball Court, Gated
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 2016
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,548
  • Acreage: 0.12
  • Est. Taxes: $5,233
  • HOA Fee: $293 Monthly
  • Lot Desc: Corner Lot, In County, Landscaped, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8484005
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8484005/1724passagekeylane_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 4:06:48 AM)
Listing courtesy of VINTAGE REAL ESTATE SERVICES   Phone: 813-684-0001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1724 PASSAGE KEY LANE, Ruskin, FL, 33570

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $436 $436 $436
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,514 $1,576 $2,090
Total Monthly Payment $2,025 $2,087 $2,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.