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Welcome to 2120 Gopher Tortoise Terrace in charming Oakland, Florida, a beautifully maintained 3 bedroom, 2. 5 bathroom townhome that offers comfort, style, and an incredible opportunity for qualified buyers to assume the seller’s low 2. 75 percent mortgage rate, subject to lender approval, potentially providing significant monthly savings compared to today’s interest rates.
From the moment you step inside, you’ll notice the bright and inviting feel created by the open floor plan, warm laminate flooring, and abundant natural light. The spacious living and dining areas flow seamlessly into the kitchen, making this home perfect for everyday living as well as hosting family and friends.
The kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, a large island with seating, and a stylish tile backsplash that adds both character and functionality. Thoughtful upgrades throughout the home include custom pantry storage, custom laundry room shelving with a drying pole, and custom closet systems designed to maximize organization and convenience.
Upstairs, the primary suite offers a relaxing retreat with a custom walk in closet and an upgraded bathroom featuring elevated countertops and a frameless glass shower. Additional bedrooms provide comfortable space for family, guests, or a home office.
Step outside to your private paved courtyard patio, the perfect place to enjoy your morning coffee, unwind after a long day, or gather with friends on beautiful Florida evenings.
The location truly sets this home apart. Directly across the street from the West Orange Trail, you’ll have immediate access to one of Central Florida’s most popular biking, walking, and running trails. The home is also situated across from the Oakland Nature Preserve, offering scenic nature views, peaceful surroundings, and additional trails to explore.
You’ll also enjoy being just a short drive from vibrant Downtown Winter Garden, known for its award winning farmers market, incredible restaurants, boutique shopping, and year round community events that bring the area to life.
With its thoughtful upgrades, inviting layout, and unbeatable location surrounded by nature and community, this home offers a wonderful opportunity to enjoy everything the Oakland and Winter Garden area has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $335 | $335 | $335 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,871 | $1,946 | $2,570 |
| Total Monthly Payment | $2,281 | $2,356 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.