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Welcome to 451 E 3rd Street – A Charming and Spacious Semi-Attached Brick Home in Mount Vernon. This beautifully maintained move-in ready home features excellent curb appeal with its attractive brick facade, welcoming front porch, and a private driveway that can accommodate up to four cars, a rare and valuable feature in the area. Upon entering the home, you are welcomed into a bright and inviting living room with large windows that fill the space with natural light. The first floor also features a modern renovated bathroom with a glass-enclosed shower stall and a convenient washer and dryer. The home boasts a massive U-shaped kitchen complete with an abundance of white cabinetry, granite countertops, and ample preparation space. Just off the kitchen is a formal dining area large enough to comfortably seat eight guests, making it perfect for gatherings and family meals. Upstairs, the second floor offers three well-proportioned bedrooms, including a spacious primary bedroom with a full wall of closets providing excellent storage. A second full bathroom is also located on this level for added convenience. The finished basement expands the living space even further and features a large bonus room that can function as a guest bedroom or home office, along with a comfortable family room with direct access to the backyard, creating a great space for relaxation or entertaining. For additional storage, the property also includes two outdoor sheds—one located on the side of the home near the front and another in the rear yard. Ideally located, the home is just minutes from the Mount Vernon East Metro-North station, offering a quick and convenient commute to Grand Central Terminal in approximately 30 minutes. The property is also close to local shopping, restaurants, parks, and major parkways, making everyday living convenient.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $1,089 | $1,089 | $1,089 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,710 | $2,820 | $3,723 |
| Total Monthly Payment | $3,891 | $4,001 | $4,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.