451 E 3rd Street, Mount Vernon, NY, 10553 | $565,000

Welcome to 451 E 3rd Street – A Charming and Spacious Semi-Attached Brick Home in Mount Vernon. This beautifully maintained move-in ready home features excellent curb appeal with its attractive brick facade, welcoming front porch, and a private driveway that can accommodate up to four cars, a rare and valuable feature in the area. Upon entering the home, you are welcomed into a bright and inviting living room with large windows that fill the space with natural light. The first floor also features a modern renovated bathroom with a glass-enclosed shower stall and a convenient washer and dryer. The home boasts a massive U-shaped kitchen complete with an abundance of white cabinetry, granite countertops, and ample preparation space. Just off the kitchen is a formal dining area large enough to comfortably seat eight guests, making it perfect for gatherings and family meals. Upstairs, the second floor offers three well-proportioned bedrooms, including a spacious primary bedroom with a full wall of closets providing excellent storage. A second full bathroom is also located on this level for added convenience. The finished basement expands the living space even further and features a large bonus room that can function as a guest bedroom or home office, along with a comfortable family room with direct access to the backyard, creating a great space for relaxation or entertaining. For additional storage, the property also includes two outdoor sheds—one located on the side of the home near the front and another in the rear yard. Ideally located, the home is just minutes from the Mount Vernon East Metro-North station, offering a quick and convenient commute to Grand Central Terminal in approximately 30 minutes. The property is also close to local shopping, restaurants, parks, and major parkways, making everyday living convenient.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Bathroom
  • Year Built: 2003
  • Heating: Baseboard, Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 1,600
  • Acreage: 0.09
  • Est. Taxes: $13,067
  • Lot Desc: Back Yard, Corner Lot, Near Public Transit, Near School, Near Shops
  • Elem. School: Cecil H Parker School
  • Middle School: Benjamin Turner Middle School
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 970508
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/970508/451e3rdstreet_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX In The City   Phone: 929-222-4200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

451 E 3rd Street, Mount Vernon, NY, 10553

$565,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $452,000 $452,000 $452,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment $1,089 $1,089 $1,089
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,710 $2,820 $3,723
Total Monthly Payment $3,891 $4,001 $4,904

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.